Deal Summary

60-month CD, 0.75% APY, minimum deposit $1000, dividends paid monthly

NASA Credit Union’s Top CD Rates

NASA Credit Union’s top CD rate is 0.75.% APY. This rate is offered on the credit union’s 60-month CD with a minimum deposit of $1000. The dividends earned on this CD are paid monthly.

The 48-month CD is a great alternative. The account offers an 0.60% APY with a $1000 minimum deposit. This account also pays you your dividends monthly. There are also other alternatives available such as the 36 or 24-month CD.

For short-term investors the credit union offers a 6-month CD. This CD offers an annual percentage yield of 0.40%. This CD is also obtainable with a $1000 minimum deposit. Like the CDs mentioned above, the dividends on this CD are paid monthly.

NASA Credit Union offers nine CDs. Most of these CDs can be opened with a $1000 minimum deposit. You are always welcome to invest more, but you don’t have to. These CD terms vary from 6 to 60-months. The APY starts at 0.35% and builds to 0.75%. Each of NASA’s CD accounts is subject to early withdrawal penalties.


In order to open a CD account with NASA Credit Union, you do not need to be a pre-existing member. If you are already however, it would be much easier for you to do so. If you are interested in opening a CD with NASA Credit Union, you can always do so online or by visiting in person.

Branches in Maryland

Washington DC, Greenbelt, Rockville, Upper-Marlboro, Bowie, Columbia, and Annapolis.

Branches in Virginia

Arlington, Alexandria, and Falls Church.

Bank Overview

NASA Federal Credit Union was established in 1949. Believe it or not, they started out with just a $2 deposit. However, the more and more NASA Federal Credit Union grew, the more their assets did as well.

Nowadays, NASA Federal Credit Union has nearly 200,000 members. Yet despite this, they still make it a point to treat every single one of their clients like individual human beings.

Shockingly, you don’t have to be a member of NASA to be a part of the NASA Federal Credit Union. All you need to do is become a NASA Federal Member, which you can do by applying online.

NASA Federal Credit Union is also known to give back to the community in the form of charities. For example, the Children’s Miracle Network and the Leukemia & Lymphoma Society are just some of NASA Federal Credit Union’s beneficiaries. Food banks are also on the list, as well as local high school students who may be eligible for NASA Federal Credit Union’s scholarship. This scholarship is set aside for high school seniors about to embark on their college journey, and who could use a little bit of financial help to pay off their college tuition.