NASA Federal Credit Union was established in 1949. Believe it or not, they started with just a $2 deposit. However, the more and more NASA Federal Credit Union grew, the more their assets did as well.

In terms of growth, a certificate of deposit ensures the most considerable significance in the perspective of financial scenarios. To provide you with more authenticated details about NASA Credit Union CD Rates, here is the comprehensive summary stated next.

NASA Credit Union CD Rates Offers

The complete details of NASA Credit Union CD Rates are;

9 Month IRA Certificate Special

  • APY: 5.70%
  • Minimum Deposit: $10,000
  • Maximum Deposit: Not specified
  • Institution: NASA Federal Credit Union

Considerations

  • Available for both Traditional and Roth IRAs, providing flexibility based on your tax preferences.

Pros & Cons

ProsCons
High APY of 5.70%Short-term commitment
Minimum deposit of $10,000Limited flexibility in withdrawal

15-Month IRA Certificate Special

·         APY: 5.45%

  • Minimum Deposit: $10,000
  • Maximum Deposit: Not specified
  • Institution: NASA Federal Credit Union

Considerations

  • Offers both Traditional and Roth options for tax advantages based on your needs.

Pros & Cons

ProsCons
Competitive APY of 5.45%Moderate-term commitment

49-Month IRA Certificate Special

  • APY: 4.75%
  • Minimum Deposit: $10,000
  • Maximum Deposit: Not specified
  • Institution: NASA Federal Credit Union

Considerations

  • Long-term commitment; align with your investment strategy and financial goals.

Pros & Cons

ProsCons
Available for Traditional and Roth IRAsLimited information on maximum deposit

Are NASA Credit Union CD Rates Competitive?

NASA Federal Credit Union offers competitive CD rates across various terms. Their 9-Month IRA Certificate Special, boasting an impressive APY of 5.70%, provides an attractive short-term investment option.

Similarly, the 15-Month IRA Certificate Special, with a competitive APY of 5.45%, caters to those seeking a moderate-term commitment. For a more extended investment horizon, the 49-month IRA Certificate Special offers a respectable APY of 4.75%.

While these rates are compelling, potential investors should carefully consider the specific terms, minimum deposit requirements, and other factors to ensure alignment with their financial goals and preferences.

Overview NASA Credit Union 

NASA Federal Credit Union was established in 1949. Believe it or not, they started with just a $2 deposit. However, the more and more NASA Federal Credit Union grew, the more their assets did as well.

Nowadays, NASA Federal Credit Union has nearly 200,000 members. Yet despite this, they still make it a point to treat every single one of their clients like individual human beings.

Shockingly, you don’t have to be a member of NASA to be a part of the NASA Federal Credit Union. All you need to do is become a NASA Federal Member, which you can do by applying online.

NASA Federal Credit Union is also known to give back to the community in the form of charities. For example, the Children’s Miracle Network and the Leukemia & Lymphoma Society are just some of NASA Federal Credit Union’s beneficiaries. 

Food banks are also on the list, as well as local high school students who may be eligible for NASA Federal Credit Union’s scholarship. This scholarship is set aside for high school seniors about to embark on their college journey, and who could use a little bit of financial help to pay off their college tuition.

Availability

In order to open a CD account with NASA Credit Union, you do not need to be a pre-existing member. If you are already, however, it would be much easier for you to do so. If you are interested in opening a CD with NASA Credit Union, you can always do so online or by visiting in person.

Locations NASA Credit Union 

Branches in Maryland

The branches in Maryland are:

Washington DC, Greenbelt, Rockville, Upper-Marlboro, Bowie, Columbia, and Annapolis.

Branches in Virginia

The branches in Virginia are:

Arlington, Alexandria, and Falls Church.

Frequently Asked Questions

What is the minimum deposit required for NASA Federal Credit Union’s 9-Month IRA Certificate Special?

The minimum deposit for the 9-Month IRA Certificate Special is $10,000.

Can I open the 15-Month IRA Certificate Special with a Traditional IRA at NASA Federal Credit Union?

Yes, the 15-Month IRA Certificate Special is available for both Traditional and Roth IRAs.

What happens if I don’t meet the minimum deposit for the IRA Certificates?

To open an IRA Certificate, you must meet the specified minimum deposit requirement; otherwise, you may need to explore other options.

How can I become a member of NASA Federal Credit Union?

Membership is typically available to individuals affiliated with NASA or specific partner organizations; eligibility details can be found on their website.