To favor the financial goals of the investors and make their financial journey more enchanting, enterprise banks are ensuring great excellence. It mainly focuses on the objective of excellence and objectivity which ultimately brings productivity to the system.

To explore further, the outstanding CD rates offered along with its competitiveness is explained in the content below;

Enterprise Bank CD Rates Offers

Most Favorable offers of Enterprise banks are;

8-Month CD

Key Features

  • Interest Rate: 4.96%
  • APY: 5.00%
  • Minimum Deposit: $2,500
  • Term: 8 months
  • Early Withdrawal Penalty: Applicable

Considerations

  • Ideal for short-term savings goals or those seeking a more immediate return on investment.

Pros & Cons

ProsCons
High Interest Rate Short-Term Commitment
Ideal for Immediate ReturnsEarly Withdrawal Penalties Apply
Competitive Rate for 8 MonthsLimited Flexibility in Terms of Withdrawal

14-Month CD

Key Features

  • Interest Rate: 3.93%
  • APY: 4.00%
  • Minimum Deposit: $500
  • Term: 14 months
  • Early Withdrawal Penalty: Applicable

Considerations:

  • Provides a slightly lower interest rate compared to the 8-month CD, but with a longer investment period.

Pros & Cons

ProsCons
Still Competitive Rate Longer-Term Commitment
Minimum Deposit of $500New Money Requirement

Are Enterprise Bank CD Rates Competitive?

Enterprise Bank CD rates are competitive, offering attractive Annual Percentage Yields (APY) on both the 6-month and 12-month CD specials.

  • The 8-month CD boasts a compelling 5.00% APY, providing a high return for a short-term commitment, making it particularly appealing for those seeking immediate returns on their investment.
  • The 14-month CD special, with a 4.00% APY, maintains competitiveness over a slightly longer investment period. While the rate is slightly lower compared to the 6-month option, it still offers a favorable yield for individuals looking for a balance between return and commitment.

These rates compare favorably with industry standards, making Enterprise Bank’s CD offerings a competitive choice for those looking to grow their savings with secure and reliable investment options.

Overview Enterprise Bank 

Enterprise Bank has been serving the Omaha, Nebraska community since 1991. Our roots are in the community and our bankers thoroughly enjoy helping individuals open and maintain checking accounts as well as finding services like auto loans and more. We pride ourselves on making timely decisions so that our customers and businesses can unlock their potential through financing, whether it’s the need to expand a building for a business or help a student prepare to go to college, we look forward to making someone’s goals come true.

Our website also offers a full Learning Center that has many detailed videos explaining how parts of our website work. Our Learning Center allows for all-hours instant access so you can make changes to your account regardless of the hour, especially when we are not open.

Our goal is to help our thriving community thrive, and in many cases, access to money and timely decisions make a big difference in people’s lives. We are also active with community organizations that help with issues like homelessness, hunger, education, and substance abuse issues. These issues often relate to financial issues and we are happy to both educate people and give them a better chance by volunteering and donating to the places that help them further themselves in life.

Eligibility

Our bankers will help you become a member of Enterprise Bank and open a checking or savings account so you can open your certificate of deposit.

Locations Enterprise Bank 

We offer two locations in Omaha, Nebraska called our West Center Office and our Regency Office. We also offer a network of surcharge-free ATMs with 24/7 access.

Frequently Asked Questions

How long has Enterprise Bank been serving the community?

Enterprise Bank has proudly been serving the Omaha, Nebraska community since 1991. With deep roots in the local area, our dedicated bankers are committed to helping individuals and businesses achieve their financial goals.

What services does Enterprise Bank offer besides checking accounts?

In addition to checking accounts, Enterprise Bank provides a range of services, including assistance with auto loans and more.

How quickly does Enterprise Bank make financing decisions?

At Enterprise Bank, the authorities take pride in timely decisions to empower customers and businesses. Whether it’s expanding a business facility or helping a student prepare for college, it strives to facilitate the financial solutions that enable individuals to unlock their full potential.

What resources does Enterprise Bank offer on its website?

The Bank’s website features a comprehensive Learning Center with detailed videos explaining various aspects of our services. This resource is available 24/7, providing instant access for making account changes at any hour, especially when our physical locations are closed.

How is Enterprise Bank involved in the community?

Enterprise Bank is actively engaged with community organizations addressing issues such as homelessness, hunger, education, and substance abuse.