Deal Summary

60-month CD, 0.90% APY, minimum deposit $1000, dividends paid upon maturity

Fairwinds Top CD Rates

Fairwinds’ top CD rate is 0.90% APY. This rate is offered on the credit union’s 60-month CD with a minimum deposit of $1000. The dividends earned on this CD are paid upon maturity.

The 48-month CD is a great alternative. The account offers an 0.80% APY with a $1000 minimum deposit. This account also pays you your dividends upon maturity.

For short-term investors the credit union offers a 3-month CD. This CD offers an annual percentage yield of 0.10%. This CD is also obtainable with a $1000 minimum deposit. Again, the dividends on this CD are paid upon maturity.

Fairwinds offers seven CDs. Each of these CDs can be opened with a $1000 minimum deposit. You are always welcome to invest more, but you don’t have to. These CD terms vary from 3 to 60-months. The APY starts at 0.10% and builds to 0.90%. Each of Fairwinds’ CD accounts is subject to early withdrawal penalties.


You must be a member of the Fairwinds to open a CD. This means that you will need to open a checking or savings account. In order to do this you will need to go to the bank in person or call the bank for more information.

Branches in Florida

Altamonte Springs, Apopka, Clermont, Deland, Deltona, Edgewater, Kissimmee, Lake Mary, Leesburg, Longwood, Mt. Dora, New Smyrna Beach, Orange City, Orlando, Ormond Beach, Oviedo, Sanford, Winter Garden, Winter Park, and Winter Springs.

Bank Overview

Fairwinds is there to help their members reach financial freedom, provide sound financial advice, help members eliminate debt, gain wealth, and more. The bank helps their members save by providing them with customized savings plans to help get them to their financial goals. Using a Goal Savings Calculator they are able to calculate and work out a plan for each individual.

In terms of eliminating debt, Fairwinds has got you covered. They will also work with you to help you come up with a plan to pay off all of your debts once and for all. They’ll even help you make a plan with detailed payment amounts and more.

If you have a milestone you want to reach like paying off your car or home, Fairwinds can help you with that too. Aside from helping their members, Fairwinds also helps out the community by encouraging their employees and members to volunteer. In fact, you can even look for volunteer opportunities on their website.

You can search for volunteer options based on your skills or when you have time.