Deal Summary

5-year CD, 0.500% APY, minimum deposit $500, dividends paid upon maturity.

ICCU’s Top CD Rates

ICCU’s top CD rate is 0.500% APY. This rate is offered on the credit union’s 60-month CD with a minimum deposit of $500. The dividends earned on this CD are paid upon maturity.

The 4-year CD is a great alternative. The account offers an 0.400% APY with a $500 minimum deposit. This account also pays you your dividends upon maturity. You can also opt for the 3-year CD with offers a 0.300% APY. Again, this CD can be opened with a $500 minimum deposit.

For short-term investors the credit union offers a 3-month CD. This CD offers an annual percentage yield of 0.050%. This CD is also obtainable with a $500 minimum deposit. The account here is also paid out upon maturity.

ICCU offers twelve CDs. Each of these CDs can be opened with a $500 minimum deposit. You are always welcome to invest more, but you don’t have to. These CD terms vary from 3 months to 5-years. The APY starts at 0.050% and builds to 0.500%. Each of ICCU’s CD accounts is subject to early withdrawal penalties.


In order to open up a CD with ICCU, you must already have an account with them. Once you do, you can apply for the CD.

Branches in Idaho

American Falls, Blackfoot, Boise, Burley, Caldwell, Chubbuck, Coeur d Alene, Eagle, Hayden, Idaho Falls, Jerome, Kuna, Meridian, Nampa, Pierce, Pocatello, Post Falls, Rexburg, Star, and Twin Falls.

Bank Overview

First and foremost, Idaho Central Credit Union puts their customers first. Their mission is “Helping members achieve financial success”, which involves helping all of their clients reach their financial goals.

The ICCU headquarters are located in Chubbuck, Idaho but there are ICCU locations all throughout Idaho. They are continuously expanding as a result of having the meet the needs of all of their clients.

Despite their success however, ICCU remains attentive to their clients and is still determined to put their needs first.

Some of the perks of being an ICCU member include online banking which is available 24/7, a full range of services including Business Checking Accounts, Business Savings Accounts, and Business Loans, and low rates on loans, among other things.

ICCU was started in 1940 out of Boise, Idaho where they started with just under $300 in total assets. At the time, the credit union’s employees were not allowed to their own credit union. But by 1997, things had changed completely.

At that point, ICCU had reached over $100 million in assets and only continued to grow more and more. To this day, ICCU has over $6 billion in assets and have over 400,000 members enrolled with them. In fact, they have even expanded to Washington.

If you are looking for a bank that will put your needs first, be sure to check out ICCU. They will be able to personalize just about any service for you no matter what.