Deal Summary:

Midfirst Bank offers some unique certificates of deposit including a 10 year CD. Midfirst Bank also offers flexible options to receive interest payments. Their rates are not  openly published on their website.

Midfirst Bank CD Options:

Midfirst Bank offers two different options for Certificates of Deposits including a Relationship Certificate of Deposit and a Callable Certificate of Deposit. Regular CDs have a minimum deposit of $1000 and offer multiple interest payment options as well as a variety of options for years, ranging from 91 days to 10 years.

A Callable Certificate of Deposit are more flexible and offer Midfirst the ability to call your Certificate of Deposit and pay out your interest. The terms of this are unique with two year to seven year options with locks every few years. The minimum balance for this Certificate of Deposit is $5000.

While Midfirst does not publish CD rates, their certificates of deposit are great options for no risk short and long term investments if you don’t need your cash immediately.


Customers must first become members of Midfirst Bank, which is as simple as signing up and opening a checking or savings account then making a deposit. Sign up is also possible online. Give us a call and we can discuss setting up your account and your potential rates for a certificate of deposit.


MidFirst bank has 84 locations with a heavy concentration in Oklahoma and Arizona, and a handful in Colorado.

Bank Overview

MidFirst bank is the largest privately owned bank in the USA, giving us the chance to offer the customer service of a small bank and the products and services of a large bank. In 2018 we also held the JD Power Award for Highest Retail Banking Customer Satisfaction. The southwest region of MidFirst won again in 2019.

MidFirst Bank believes in helping the community and partnering with organizations that better our hometown. Amongst the organizations supported is UMOM New Day Centers, which are homeless shelters that help families transition from having shelter issues to temporary housing, then permanent affordable housing.

We also proudly sponsor the Boys and Girls Club of Metropolitan Phoenix. We love their organization because of their development programs for youth in elementary to high school which enhances their learning experiences.

MidFirst Bank cares about the youth in our community and sponsors the Beach Ball event for Phoenix Children’s Hospital. The yearly event raises millions of dollars for the hospital operations with a yearly party.

MidFirst Bank offers a large variety of services from basic checking to investment accounts that help you plan for your future. Small and large businesses work with us on a regular basis as well for commercial and small business loans and checking accounts. MidFirst Bank is well known for their mobile banking app which provides most services the branches offer at the touch of a button.