Deal Summary 

60-72 month CD, 0.80% APY, minimum deposit $1000, dividends paid upon maturity.

Numerica Credit Union’s Top CD Rates 

Numerica Credit Union’s top CD rate is 0.80% APY. This rate is offered on the credit union’s 60-72 month CD with a minimum deposit of $1000. The dividends earned on this CD are paid upon maturity.

The 58-month CD is also a good deal. The account offers an 1.00% APY with a $1000 minimum deposit. This account also pays you your dividends upon maturity. The longer your money stays in the account, the more money you’ll end up earning.

Short-term investors may be interested in Numerica credit union’s 3 to 5-month CD. This CD offers an annual percentage yield of 0.25%. This CD is also obtainable with a $1000 minimum deposit. Like the rest of the CD accounts, a penalty is issued if there are any early withdrawals. 

Numerica Credit Union offers 11 CDs. Each of these CDs can be opened with a $1000 minimum deposit. These CD terms vary from 3 to 72-months. The APY starts at 0.26% and builds to 1.00%. 


You do not have to be a member of the Numerica Credit Union before opening a CD account. However, you should contact them for rates and further details before signing up.

Branches in Washington and Idaho

Airway Heights, Coeur d’Alene, Spokane, East Wenatachee, Kennewick, Hayden, Pasco, Post Falls, Richland, Spokane Valley, and Wenatchee.

Bank Overview

Numerica Credit Union promises to offer the best rates, fees, and support they can. Numerica was started locally and therefore they are very invested in helping their community. As a result they give back 5% of their income to the community. They focus primarily on helping women, children, and educational organizations. 

Numerica’s mission isn’t to make money— it’s to give back to the community that made them. Their dedication to giving back hasn’t gone unnoticed, and they’ve received several awards recognizing them for their good deeds. These awards include 2015 CUNA OPSS Excellence in Branch Design Award and Excellence in Financial Literacy Education Award, amongst others.

Last year, Numerica Credit Union gave back 5% of their earnings to their community. They’ve even funded 16 scholarships worth over $30,000. At this point, Numerica Credit Union has donated over $2 million and supported over 200 organizations locally. Numerica Credit Union doesn’t just give back financially either. Their employees have dedicated a total of 21,523 hours to volunteer with their community. 

Despite giving back to their community in such a big way, Numerica still continues to offer low rates and outstanding service to their customers. To them, their clients are more than just that, they are friends, neighbors, and family, so why not treat them that way?