Deal Summary

Annual percentage yields on CDs through SSFCU depend on a variety of factors. Those making higher initial deposits can earn up to 1% APY on their investments. The lowest APY offered on any CD through SSFCU is 0.05%

SSFCU’s Top CD Rates

Those making an initial deposit of $100,000 or higher on a 7-year certificate can see APYs as high as 1%. This is the highest annual percentage yield offered by SSFCU

SSFCU offers a wide variety of terms on its CDs. Annual percentage yields range from as low as 0.05% to as high as 1%.

The lowest annual percentage yield offered on an SSFCU CD comes with a 3-month term and a minimum initial deposit of $500. In the $500 initial deposit category, annual percentage yields range from 0.05% to 0.9%. Their highest yields are offered on terms of 7 years.

The next category, $500 initial deposits, has annual percentage yields ranging from 0.1% to 0.95%.

The next category, $25,000 initial deposits, has annual percentage yields ranging from 0.1% to 0.95%.

The next category, $50,000 initial deposits, has annual percentage yields ranging from 0.15% to 1.00%.

The next category, $100,000 initial deposits, has annual percentage yields ranging from 0.15% to 1.00%.

Their CD initial deposits can go as low as $250. They offer a $250 one-year future builder certificate with an APY of 0.25%.

Availability

Those wishing to start a CD with SSFCU must call or go in-person to speak with a representative about terms. They offer flexible plans with a variety of initial deposits. They also penalize early withdrawals on CDs.

Branches in San Antonio

SSFCU is an Antonio, TX-based credit union. They have branches in the following locations:

  • Lackland Terrace
  • South San Antonio
  • East Side
  • Windcrest

Among other locations.

Bank Overview

SSFCU was founded in 1956 with eight members and a measly sum of $25 in deposits. The Union was founded as a means for providing for the financial needs of Airforce Security Service Command members and their families. It was founded as a non-profit organization.

The stated purpose of the Union is to enrich the lives of its clientele and thus serve the communities it represents. It seeks to give outstanding savings services to its valuable community.

The Union strives to recruit and train the best possible team members to foster a culture of performance and quality. The idea is to create a workforce that will fertilize a sense of trust between the Union and its clientele. It has more than 1,700 employees, all of whom work tirelessly to provide the best possible experience for members of the SSFCU community.

SSFCU is among the top credit unions in the nation, and currently holds a place as the largest credit union in the state of Texas. It has 70 locations. It has 100 ATMs in operation. Clients gain access to more than 5,000 credit unions nationwide through the benefits of branch-sharing.