The purpose of the SSFCU is to enrich the lives of its clientele and thus serve the communities it represents. It seeks to give outstanding savings services to its valuable community.

The services considerably include Certificate Deposit along with IRA deposits. All of them are prominently managing the services in true terms to provide solid returns to the investors. 

Let’s cover up the factor of SSFCU CD Rates in detail below;

SSFCU CD Rates Offers

Certain Specified Offers are;

6-Month CD

  • APY: 1.40%
  • Minimum Deposit: $500
  • Maximum Deposit: $24,999
  • Considerations: Short-term commitment with competitive APY for smaller investments.

Pros & Cons

Competitive 1.40% APYLimited to a maximum deposit of $24,999

7-Month CD

  • APY: 5.00%
  • Minimum Deposit: $100,000
  • Considerations: High APY for larger investments over a brief 7-month period.

Pros & Cons

High 5.00% APYRequires a substantial $100,000 minimum deposit

1-Year Future Builder Certificate

  • APY: 3.00%
  • Minimum Deposit: $50,000
  • Maximum Deposit: $99,999
  • Considerations: Tailored for future planning, offering a competitive APY for mid-range investments.

Pros & Cons

Future-oriented planning optionHigher minimum deposit of

15-Month CD

  • APY: 4.40%
  • Minimum Deposit: $500
  • Maximum Deposit: $24,999
  • Considerations: Mid-term investment option with an attractive APY for moderate deposits.

Pros & Cons

Moderate minimum deposit of $500Intermediate term plan

24-Month CD

  • APY: 2.40%
  • Minimum Deposit: $500
  • Maximum Deposit: $24,999
  • Considerations: Two-year commitment with a competitive APY for smaller to moderate investments.

Pros & Cons

Competitive 2.40% APYLimited to a maximum deposit of $24,999

Are SSFCU CD Rates Competitive?

Security Service Federal Credit Union (SSFCU) offers a range of Certificate of Deposit options with varying terms and Annual Percentage Yields.

  • The 6-month CD stands out for its competitive 1.40% APY, making it an attractive option for those seeking a short-term commitment with smaller investments. However, its maximum deposit limit of $24,999 may limit the options for individuals looking to invest larger amounts.
  • On the other hand, the 7-Month CD offers a high 5.00% APY, making it a compelling choice for those with substantial investments and a willingness to commit to a brief 7-month period.
  • The 1-Year Future Builder Certificate targets mid-range investments with a 3.00% APY, but its higher minimum deposit requirement of $50,000 may deter some investors.
  • The 15-Month CD and 24-Month CD provide moderate to competitive APYs of 4.40% and 2.40%, respectively, catering to those with mid-range investments over different time frames.

On the whole, SSFCU’s CD offerings showcase competitive rates across various terms, appealing to a range of investors based on their financial goals and investment preferences.

Overview SSFCU 

SSFCU was founded in 1956 with eight members and a measly sum of $25 in deposits.

The Union was founded as a means for providing for the financial needs of Air Force Security Service Command members and their families. It was founded as a non-profit organization.

The Union strives to recruit and train the best possible team members to foster a culture of performance and quality. The idea is to create a workforce that will fertilize a sense of trust between the Union and its clientele.

It has more than 29,000 employees, all of whom work tirelessly to provide the best possible experience for members of the SSFCU community.

SSFCU is among the top credit unions in the nation and currently holds a place as the largest credit union in the state of Texas. 


Those wishing to start a CD with SSFCU must call or go in person to speak with a representative about the terms. They offer flexible plans with a variety of initial deposits. They also penalize early withdrawals on CDs.

Locations SSFCU

It has 70 locations. It has 100 ATMs in operation. Clients gain access to more than 5,000 credit unions nationwide through the benefits of branch-sharing.

Branches in San Antonio

SSFCU is an Antonio, TX-based credit union. They have branches in the following locations:

  • Lackland Terrace
  • South San Antonio
  • East Side
  • Windcrest

Among other locations.

Frequently Asked Questions 

Are there any special features or benefits associated with the 6-Month CD that make it stand out?

While the 6-month CD offers a competitive APY, its standout feature lies in providing a short-term commitment. This makes it appealing for investors looking for a quick turnaround on their investment or those who prefer more liquidity in the short term.

What considerations should investors keep in mind when opting for the 7-Month CD?

Investors considering the 7-month CD should be aware of the substantial $100,000 minimum deposit requirement. Additionally, the brief 7-month duration makes it suitable for those seeking a relatively quick return on a larger investment.

How does the 1-Year Future Builder Certificate address the needs of investors?

The 1-Year Future Builder Certificate caters to those planning for the near future by offering a competitive 3.00% APY for mid-range investments. Its unique focus on future-oriented planning makes it suitable for individuals who have specific financial milestones or objectives within the one-year timeframe.

What advantages does the 15-month CD bring to investors with a moderate deposit?

The 15-month CD is advantageous for investors with a moderate deposit due to its competitive 4.40% APY. While the term is fixed at 15 months, this strikes a balance between a relatively short commitment and attractive returns, providing flexibility for those who seek a mid-term investment option.