[ad#Content 300×250]Everywhere you look, interest rates are low, low, low. Indeed, interest rates are so low that it is tempting to do any number of things that involve borrowing money. With car loan rates rather low, it is tempting to buy a new car — or even refinance your current auto loan. You might also find that the dropping mortgage rates provide an incentive to refinance the house (if you don’t plan to buy a…
Now is a great time to start planning for the holidays. Indeed, now is a good time to work up a holiday budget — and look for ways to put a little extra money in your pocket. The good news is that there are some ways that you can get a little extra money together so that, by the time the holiday season is full swing, you can have a decent bit stashed away. It’s…
One of the most frustrating things about personal finance is feeling as though you cannot save any money. You know how important it is to save for such milestones as retirement, and that it is vital that you build up an emergency fund. But finding the money to do so can be difficult. If you are looking for ways to save more, you might want to try spending a little less. You might be surprised…
One thing that money savvy people have learned from the recession is that income diversity is important. Getting all of your income from one place can be devastating if you lose your job. You don’t have to quit your day job if you don’t want to, but you can begin cultivating a little alternative income so that if you do lose your job, you have something that can help you get through the tough times.…
Need financial inspiration? Learn vicariously what some of the most influential people in the World have to say about money. Some of these quotes will reinforce your emotions on money, others are sure to change it. This post was spawned after re-reading my favorite quote: “Insanity means doing the same thing over and over again and expecting different result” – Albert Einstein. I have complied a few dozen quotes that should inspire you. Hopefully – in a…