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Do you know how money works? One of the reasons that many people have a hard time getting ahead is due to the fact that they really don’t know how money works. When you don’t understand money, it can be too easy to fall into the debt trap, or to miss out on opportunities to make a little more money. It’s in your best interest to learn¬†personal finance lessons, and do what you can to…

There are many ways to save money, from buying a smaller house, to refinancing your car loan or mortgage loan, to cutting out the cable subscription. But those items are big, and they may not be practical in your life. Indeed, you might be looking for smaller, simpler ways to save money. Whether you want the money for more “fun” things, or whether you are looking to find the money to pay down debt, or…

Many of us have a goal to pay down debt and to increase the amount of money that we save. The only issue that seems to get in the way is a lack of resources. What happens is you don’t feel like you have enough money to pay down your debt faster or improve your savings rate? When it comes right down to it, there is only so much cutting you can do. There are…

Our heater kicked on for the first time this morning, reminding me that winter is on the way. (Hopefully we’ll get a few weeks of autumn first.) That means it’s time to start getting the house ready for colder weather. This is important if you want a warmer house — without extra high utility bills. You probably already know all about programmable thermostats. Here are some more simple tips for winterizing your home in a…