Deal Summary

60-month CD, 0.40% APY, minimum deposit $1000, dividends paid upon maturity

Washington Federal’s Top CD Rates

Washington Federal’s top CD rate is 1.00% APY. This rate is offered on the credit union’s 60-month CD with a minimum deposit of $1000. The dividends earned on this CD are paid upon maturity.

The 48-month CD is a great alternative. The account offers an 0.35% APY with a $1000 minimum deposit. This account also pays you your dividends upon maturity. If you want another option, you can always go with the 36-month CD, that has a 30% APY and can also be opened with a $1000 minimum deposit.

For short-term investors the credit union offers a 3-month CD. This CD offers an annual percentage yield of 0.05%. This CD is also obtainable with a $1000 minimum deposit. This CD is also paid out upon maturity.

Washington Federal has 10 CDs. Each of these CDs can be opened with a $1000 minimum deposit. You are always welcome to invest more, but you don’t have to. These CD terms vary from 3 to 60-months. The APY starts at 0.05% and builds to 0.40%. Each of Washington Federal’s CD accounts is subject to early withdrawal penalties.


You must be a member of the Washington Federal to open a CD. This means that you will need to open a checking or savings account. If you would like to know about opening an account with Washington Federal, be sure to contact the bank for more information.

Branches in Arizona

Payson, Fountain Hills, Globe, Mesa, Phoenix, Scottsdale, Show Low, Gilbert, Glendale, Chandler, Sun City, Sun City West, Prescott Valley, Goodyear, Safford, Tucson, Green Valley, Benson, Nogales, Bisbee, Douglas, and Yuma.

Branches in Idaho

Ketchum, Hailey, Gooding, Boise, Eagle, Salmon, Meridian, McCall, Jerome, Nampa, Caldwell, Twin Falls, Payette, Blackfoot, Pocatello, Idaho Falls, Rexburg, Osburn, and Sandpoint.

Branches in Nevada

Ely, Fallon, Elko, Fernley, Winnemucca, Las Vegas, Mesquite, Overton, and Henderson.

Branches in New Mexico

Albuquerque, Socorro, Rio Rancho, Capitan, Santa Fe, Ruidoso, Espanola, Roswell, Alamogordo, Angel Fire, Artesia, Clovis, Las Cruces, Chama, Gallup, Raton, Silver City, Hobbs, and Farmington.

Branches in Oregon

Prineville, Bend, Redmond, La Pine, Sisters, Madras, Lakeview, Klamath Falls, Eugene, The Dalles, Albany, Hood River, Corvallis, Salem, Woodburn, White City, Gresham, Wilsonville, Monmouth, Lake Oswego, Medford, Hermiston, Ashland, Tigard, Dallas, Portland, La Grande, Grants Pass, Hillsboro, Florence, Ontario, Waldport, Milton-Freewater, Newport, Lincoln City, and Cave Junction.

Branches in Texas

Denton, Dallas, Plano, and Richardson.

Bank Overview

Washington Federal was founded in 1917 and since then has thrived. Their main goal is to help all of their clients make the most of their money and find solutions to all of their financial problems. Their service is professional and customized to meet the needs of all of their clients.

Washington Federal has also established the Washington Federal Foundation which helps serve the needs of low- and moderate-income individuals. Despite being a national bank, they still believe in treating all of their clients like next door neighbors.