Veridian Credit Union stands out with its compelling Limited-Time CD rates Specials that offer investors a unique opportunity to maximize returns. The promotional CDs, introduced with competitive interest rates and varied terms, reflect Meridian’s commitment to providing accessible and rewarding financial solutions.

Let’s find out further details in the section next;

Veridian Credit Union CD Rates Offers

Apart from the regular CD rates, the detailed perspective of the promotional/jumbo offers is;

6-Month CD Special (Jumbo CD)

  • Interest Rate: 5.102%
  • Annual Percentage Yield (APY): 5.20%
  • Minimum Balance: $1,000
  • Jumbo CD Minimum: $100,000


  • Suitable for short to medium-term investment goals.
  • Ensure you can meet the required minimum balance.

Pros & Cons

Jumbo option for better ratesPotential penalty for early withdrawal

18-Month CD Special (Jumbo CD)

  • Interest Rate: 4.861%
  • APY: 4.95%
  • Minimum Balance: $1,000
  • Jumbo CD Minimum: $100,000


  • Ideal for those seeking a relatively quick return.
  • Ensure you can maintain the required balance for optimal returns.

Pros & Cons

Attractive short-term ratesVery short-term investment

21-Month CD Special (Jumbo CD)

  • Interest Rate: 4.620%
  • APY: 4.70%
  • Minimum Balance: $1,000
  • Jumbo CD Minimum: $100,000


  • Suitable for those looking for a bit more extended commitment.

Pros & Cons

Balanced duration for mid-termLonger commitment than shorter terms
Competitive rates for the termHigher rates limited to $100,000+

Are Veridian Credit Union CD Rates Competitive?

Veridian Credit Union’s CD rates, particularly the Limited-Time CD Specials demonstrate a competitive edge in the market.

The promotional nature of these CDs, with varying terms and Jumbo options, provides an attractive proposition for investors seeking favorable returns within specific time frames.

The interest rates and Annual Percentage Yields offered are noteworthy, especially when considering the option for enhanced rates with Jumbo deposits.

Additionally, the accessibility with a minimum balance of $1,000 makes these CDs appealing to a broader range of investors.

Promotional CDs, such as those offered by Veridian Credit Union, play a significant role in attracting deposits, providing a win-win scenario for the financial institution and its members. 

These offerings can attract new customers, retain existing ones, and stimulate short to medium-term financial growth for both parties

Overview Veridian Credit Union 

Veridian is a bank and credit union founded out of Waterloo, Iowa. Founded in 1934, Veridian originally had the name John Deere Employees Credit Union and changed its name in 2006. 

Veridian currently has over 36 branches all over Iowa and neighboring states. Aside from their CD offerings, Veridian offers several traditional bank products including checking accounts, savings accounts, loans, IRAs, and more. 

Before you can have any kind of account with Veridian, you must first qualify as a member. To be a member, you must live within one of the company’s 105 “field of membership” counties. Relatives of current members can also join and create an account. 

Locations Veridian Credit Union 

  • Iowa: All 99 Iowa counties.
  • Minnesota: Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, Washington, and Wright.
  • Nebraska: Cass, Douglas, Lancaster, Sarpy, Saunders, and Washington.

Frequently Asked Questions

What are the minimum deposit requirements for Veridian Credit Union’s Limited-Time CD Specials?

For these promotional CDs, the minimum deposit is $1,000, providing accessibility to a wide range of investors.

Are there additional benefits for larger deposits in Veridian Credit Union’s Jumbo CD options?

Yes, Jumbo CD options offer enhanced interest rates for deposits of $100,000 or more, providing an opportunity for higher yields.

What is the penalty for early withdrawal from Veridian Credit Union’s CD Specials?

There is a potential penalty for early withdrawal, emphasizing the importance of considering the chosen term carefully.

How long are the terms for Veridian Credit Union’s Limited-Time CD Specials?

The terms vary, with options such as 15 months, 7 months, and 21 months, catering to different investment preferences and goals.