BOK provides premium rates for CDs ranging from short term CDs to those with a length of up to 7 years. The APY ratings range from 0.05 to 0.50% depending on the length and type of CD. At the highest rating, BOK has a CD available with a length of seven years and an APY of 0.50%, which is significantly below average. However, the minimum deposit needed is $1k (but not more than $100k). The minimum deposit may be considered high for some customers.

No matter which CD you choose, one thing is for sure: you won’t get any monthly service fees or surprise charges tacked onto your CD. And you can receive Online Banking services so you can be able to add or withdraw money from your CD when you need it (assuming you do it after the penalty period has passed). 

CD rates are fixed for the term of the CD. Unless otherwise stated, penalties are assessed for early withdrawals from Regular CDs. We reserve the right to limit the amount of deposit.
The rates above are applicable only to personal accounts. For business and other non-personal account interest rate information, please contact our ExpressBank.

However, you can get short-term CDs for a lower minimum deposit. The APY rates will depend on the type of CD you get since they are on a tiered scale. You can choose between standard 30, 60, 120, or 270 day CDs. 1 year CDs are also available. 

BOK also has IRA CDs available for those who want to build more money for a more prosperous retirement. What do you get with an IRA CD? You get competitive rates for a CD that can last you anywhere between 6 months to seven years. Plus, the minimum deposit is only a mere $100. Why settle with high deposit minimums when it comes to your retirement? 

With competitive rates like these, it’s no wonder BOK is among one of the most trusted financial institutions in the Tulsa, Oklahoma area. 


The Bank of Oklahoma has over 20 locations throughout Tulsa and the surrounding area. No matter where you are in the city, you’ll always be near a branch of the Bank of Oklahoma. You can start the CD process by stopping by one of our branch locations

Branch Locations

Tulsa, Broken Arrow, Sand Springs, Owasso, Jenks, Bixby, Oklahoma City

BOK Overview

The Bank of Oklahoma (BOK) is located in Tulsa, Oklahoma. Its branches are located in the city and in surrounding communities. There are two additional branches in Oklahoma City. Since 1910, they have served customers by offering checking and savings account services. 

Today, more than 5,000 employees are committed to serving their customers with financial transactions and other types of services they need for personal and business finances. They also help those who are considering a retirement account and building it for the long-term. 

Bank of Oklahoma is FDIC-insured and is an equal housing lender. They also enjoy high ratings such as an A+ Texas Ratio (3.67%), A+ in Deposit Growth (13.3%), and an A in Capitalization (11.02%). The Texas Trend Ratio rating basically shows a sign of neutrality as BOK received a C+ rating, indicating that no changes have been made since the previous rating.