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Campus USA Credit Union has CDs based on the deposit amount and the length of investment. CDs start at 91-day CDs up to 5-year CDS. The interest rate also varies based on the amount deposited. The minimum deposit is $2,000. The interest rate changes when you deposit $25,000 or more.

A 5-year CD with deposit amount of $2,000 to $24,999 has an interest rate of 0.95% APY. If you deposit $25,000 or more, the interest rate changes to 1.00% APY.

This rate also applies to the 2,3, and 4-year CDs. The deposit levels also still apply. A 91-day CD has an interest rate of 0.20% APY for deposits under $25,000.  If your deposit is $25,000 or above, the interest rate jumps to 0.25% APY.

Campus USA Credit Union has 9 CD lengths of term for a total of 18 options. Typical interest rates range from 0.20% to 1.00%. Each of Campus USA Credit Union’s CDs has a penalty for early withdrawal. 

Savings, Money Market, IRA Savings, Checking and Vacation/Holiday Club accounts are variable rate accounts and are subject to change after the account is opened. Call 800-367-6440 for further information about applicable fees, terms and to obtain current rate information.

Availability

Like most Credit Unions, Campus USA Credit Union requires you to be a member.

 The criteria for membership are:

  • You live in Alachua, Citrus, Clay, Columbia, Duval, Gadsden, Hernando, Jefferson, Lake, Leon, Madison, Marion, Orange, Pasco, Seminole, Sumter, Suwannee, and Wakulla counties.
  • Member of AAA South
  • You or a family member work for UF Health or The University of Florida
  • A member of the Marion County Humane Society
  • Or Matheson Historical Society
  • A family member of an existing member
  • The University of Florida Alumni Association

Branches of Campus USA Credit Union

Campus USA Credit Union has 18 locations throughout Florida in counties including:

  • Alachua
  • Columbia
  • Leon
  • Marion
  • Sumter

The cities of Gainesville, Ocala, Lake City, The Villages, Tallahassee and “Outside the Member Area” are part of Campus USA Credit Union.

Campus USA Credit Union’s Overview

Founded in 1935 by charter, Campus USA Credit Union was known as Gainesville Florida Federal Credit Union. It was the first Credit Union on a college campus. In 1994, its name changed to Your Campus Federal Credit Union. Now, as Campus USA Credit Union, it serves over 100,000 members worldwide.

It is a not-for-profit financial institution, so all the earnings return to the members who are considered owners. The benefits include low or no fees and better interest rates on interest bearing accounts.

Campus USA Credit Union has a Mission and Vision statements. “Our Mission is to be the leader in the markets we serve by providing exemplary service and exceptional value to our members” is their Mission statement. 

Their Vision statement is:” Empowering employees to make a positive difference in the financial lives of our members and in the communities we serve. We want to be the financial institution our members choose first, use the most, and grow with throughout their lives.”

The Board of Directors is made of volunteer members representing owners.

This rate also applies to the 2,3, and 4-year CDs. The deposit levels also still apply. A 91-day CD has an interest rate of 0.20% APY for deposits under $25,000.  If your deposit is $25,000 or above, the interest rate jumps to 0.25% APY.

Campus USA Credit Union has 9 CD lengths of term for a total of 18 options. Typical interest rates range from 0.20% to 1.00%. Each of Campus USA Credit Union’s CDs has a penalty for early withdrawal. 

Availability

Like most Credit Unions, Campus USA Credit Union requires you to be a member.

 The criteria for membership are:

  • You live in Alachua, Citrus, Clay, Columbia, Duval, Gadsden, Hernando, Jefferson, Lake, Leon, Madison, Marion, Orange, Pasco, Seminole, Sumter, Suwannee, and Wakulla counties.
  • Member of AAA South
  • You or a family member work for UF Health or The University of Florida
  • A member of the Marion County Humane Society
  • Or Matheson Historical Society
  • A family member of an existing member
  • The University of Florida Alumni Association

Branches of Campus USA Credit Union

Campus USA Credit Union has 18 locations throughout Florida in counties including:

  • Alachua
  • Columbia
  • Leon
  • Marion
  • Sumter

The cities of Gainesville, Ocala, Lake City, The Villages, Tallahassee and “Outside the Member Area” are part of Campus USA Credit Union.

Campus USA Credit Union’s Overview

Founded in 1935 by charter, Campus USA Credit Union was known as Gainesville Florida Federal Credit Union. It was the first Credit Union on a college campus. In 1994, its name changed to Your Campus Federal Credit Union. Now, as Campus USA Credit Union, it serves over 100,000 members worldwide.

It is a not-for-profit financial institution, so all the earnings return to the members who are considered owners. The benefits include low or no fees and better interest rates on interest bearing accounts.

Campus USA Credit Union has a Mission and Vision statements. “Our Mission is to be the leader in the markets we serve by providing exemplary service and exceptional value to our members” is their Mission statement. 

Their Vision statement is:” Empowering employees to make a positive difference in the financial lives of our members and in the communities we serve. We want to be the financial institution our members choose first, use the most, and grow with throughout their lives.”

The Board of Directors is made of volunteer members representing owners.