Deal Summary

60-month CD, 0.60% APY, minimum deposit $1000, dividends paid upon maturity.

First Community Bank’s Top CD Rates

First Community Bank’s top CD rate is 0.60% APY. This rate is offered on the credit union’s 60-month CD with a minimum deposit of $1000. The dividends earned on this CD are paid upon maturity.

The 48-month CD is a great alternative. The account offers an 0.50% APY with a $1000 minimum deposit. This account also pays you your dividends upon maturity. The longer you let your money sit in the account, the more interest you will be able to gain.

For short-term investors the credit union offers a 12-month CD. This CD offers an annual percentage yield of 0.15%. This CD is also obtainable with a $1000 minimum deposit. Again, all of the dividends on this account are paid upon maturity.

First Community Bank offers five CDs. Each of these CDs can be opened with a $1000 minimum deposit. You are always welcome to invest more, but you don’t have to. These CD terms vary from 12 to 60-months. The APY starts at 0.15% and builds to 0.60%. Each of First Community Bank’s accounts is subject to early withdrawal penalties.


You do not need to be a member of First Community Bank in order to open a CD with them. However, there is no way of doing this online so you must go in person if you would like to open a CD.

Branches in Virginia

Bluefield, North Tazewell, Wyethville, Max Meadows, Pulaski, Marion, Richlands, Radford, Hillsville, Glade Spring, Blacksburg, and Christiansburg.

Branches in West Virginia

Bluefield, Princeton, Athens, Pineville, Lindside, Hinton, Daniels, Oceana, Beckley, and Man.

Bank Overview

First Community Bank is based out of Virginia and began serving its community in 1874. Since then, First Community Bank has made it their mission to give their clients good service and helping them ensure monetary success.

Since starting out, Fist Community Bank has grown in size and has expanded to several different branches. Collectively, First Community Bank has over $1.12 billion in assets and they are only getting bigger and bigger. Aside from banking, First Community bank also offers its clients wealth management services as well as investment services.

For those who are constantly on the go, First Community Bank also offers mobile banking which allows its clients to check their bank accounts, make deposits and more all on their mobile device. You can even use SMS banking which allows you to check your balance by sending a text message.

In fact, First Community Bank is so invested in helping their clients that they have established a system where if you refer a friend, they give you $10. First Community Bank believes that their clients are much more than a number and therefore are willing to get to know them on a personal basis while also helping them reach all of their financial goals. With the help of First Community Bank, you are well on your way to financial freedom.