Mansfield is now known as Bluestone. Its certificates of deposit are considered to be a great short and long-term investment depending on your needs. While many members open certificates of deposit because they don’t need cash immediately, some opt for a combination of long and short-term deposits to keep some of their money in a liquid state. Like other credit unions and banks’ CD Rates, Bluestone does penalize customers for removing deposits before their maturity date.

Mansfield Bank CD Rates Offers

Top-ranked promotional offers for the stated bank are depicted below;

Fixed Rate CD – 6 Month Term

Key Features

  • Term: 6 months.
  • APY: 0.10%.
  • Minimum Daily Balance to Earn APY: $2,000.00.


  • Suitable for short-term savings goals.
  • Low APY may be less attractive for longer-term investments.
  • Requires a minimum deposit of $2,000.00 to earn the specified APY.

Pros & Cons

Short-term commitmentLow APY
Quick access to funds after 6 monthsLimited earnings potential in the short term

Fixed Rate CD Special – 9 Month Term

Key Features

  • Term: 9 months.
  • APY: 5.00%.
  • Minimum Daily Balance to Earn APY: $2,000.00.


  • Higher APY compared to the 6-month CD, making it potentially more lucrative.
  • Still a relatively short-term commitment, suitable for medium-range savings goals.

Pros & Cons

High APY for a short-term CDLimited term length for long-term goals
Minimum deposit of $2,000.00 required

Fixed Rate CD – 12 Month Term

Key Features

  • Term: 12 months.
  • APY: 0.15%.
  • Minimum Daily Balance to Earn APY: $2,000.00.


  • Moderate term length, offering a balance between short and long-term options.

Pros & Cons

Moderate term lengthRelatively low APY

Fixed Rate CD – 36 Month Term

Key Features

  • Term: 36 months.
  • APY: 0.40%.
  • Minimum Daily Balance to Earn APY: $2,000.00.


  • Longer-term commitment with a potentially higher yield than shorter-term options.
  • The APY is moderate, making it a balanced choice for those seeking a middle ground.

Pros & Cons

Moderate term for balanced approachModera

Fixed Rate CD – 60 Month Term

Key Features

  • Term: 60 months.
  • APY: 0.55%.
  • Minimum Daily Balance to Earn APY: $2,000.00.


  • Long-term investment option, suitable for those with extended savings goals.
  • The higher-term commitment may offer stability in a fluctuating market.

Pros & Cons

Long-term stabilityRelatively low APY
Higher potential earnings over timeCommitment to a 60-month term
Minimum deposit of $2,000.00 requiredLess flexibility for accessing funds

Are Mansfield Bank CD Rates Competitive?

Mansfield Bank’s Certificate of Deposit (CD) rates present a highly supportive and commendable competitiveness from the perspective of the key analysis. While the Fixed Rate CD Special with a 9-month term offers a notably high Annual Percentage Yield of 5.00%, providing an attractive short-term investment opportunity, the other terms, ranging from 6 months to 60 months, feature relatively low to moderate APYs (ranging from 0.10% to 0.55%).

The shorter-term CDs may be less appealing due to their lower APYs, making them potentially less competitive for those seeking quick returns. However, the 36-month and 60-month terms offer a balanced approach with moderate APYs, making them suitable for individuals willing to commit to a longer-term investment with a somewhat higher yield.

To summarize the perspective, the competitiveness of Mansfield Bank’s CD rates depends on the investor’s specific goals and time horizon, with the 9-month special standing out as a particularly attractive option.

Overview Mansfield Bank 

Bluestone is in the community for the community. We are dedicated to providing caring service and a commitment to the community that comes to us for their financial services and needs.

Our employees volunteer with local organizations including Mansfield Food Pantry, especially during the recent COVID pandemic when needs have been at a recent high. We also work with Habitat for Humanity to help provide rehabilitation for homes and help provide low-income housing. We have also enjoyed sponsoring the Special Olympics with the Attleboro Day Games and Bridgewater State University.

Among our priorities are helping with affordable housing and homelessness, as well as volunteering for and funding educational and substance abuse awareness programs. One of our goals is to reduce poverty and keep people in their homes. 

As a bank, we also offer financial education and many products and services besides certificates of deposit. We offer complete services for personal accounts including credit cards and savings as well as business checking, credit, and loan services. Our goal is to offer a lifetime of financial services for families who are seeking financial advice for retirement, savings, loans, and investments. 

We serve our community through sound advice and the ability to get financing on projects and products that offer the next step in their lives.


Become a member of Bluestone and we can help you set up a checking or savings account to go with your certificate of deposit. A savings or checking account will allow you to get your earnings in a separate account too. Customers outside of Massachusetts are subject to a higher minimum deposit of $5000.

Locations Mansfield Bank 

Bluestone has 16 branches, all of which are in Massachusetts. We also have many ATMs in the area with no surcharge.

Frequently Asked Questions

What is the minimum deposit required to open a Fixed Rate CD at Mansfield Bank?

The minimum deposit to open a Fixed Rate CD at Mansfield Bank is $2,000.00.

Can I withdraw funds from a Fixed Rate CD before the maturity date?

Mansfield Bank typically charges a penalty for accessing funds before the maturity date of the CD.

How often is the interest compounded on Mansfield Bank CDs?

Interest on Mansfield Bank CDs is typically compounded at the frequency of quarterly intervals. This means that the earnings will be recalculated and added to your principal every three months.

Are Mansfield Bank CD rates subject to change during the term?

 No, the interest rates for Fixed Rate CDs at Mansfield Bank are locked in for the entire term. Once you have opened a CD, the rate remains constant, providing you with predictability and assurance for the duration of the investment.

Is there an option to automatically renew a CD at Mansfield Bank?

Yes, Mansfield Bank offers automatic renewal options for CDs. Upon maturity, you have the choice to renew the CD for another term. This allows you to maintain your investment without the need for additional paperwork, providing a convenient option for continued savings.