Deal Summary

60-month CD, 0.90% APY, minimum deposit $500, dividends paid upon maturity.

Hancock Bank’s Top CD Rates

Hancock Bank’s top CD rate is 0.90% APY. This rate is offered on the credit union’s 60-month CD with a minimum deposit of $500. The dividends earned on this CD are paid upon maturity.

The 48-month CD is a great alternative. The account offers an 0.80% APY with a $500 minimum deposit. This account also pays you your dividends upon maturity. You might also be interested in the 36-month CD, which has a 0.75% APY and can be opened with a $500 deposit. Again, this account is paid out upon maturity.

For short-term investors the bank offers a 3-month CD. This CD offers an annual percentage yield of 0.25%. This CD is also obtainable with a $500 minimum deposit. This CD is paid out upon maturity, as the rest of them are.

Hancock Bank offers eleven CDs. Each of these CDs can be opened with a $500 minimum deposit. You are always welcome to invest more, but you don’t have to. These CD terms vary from 3 to 60-months. The APY starts at 0.25% and builds to 0.90%. Each of Hancock Bank’s CD accounts is subject to early withdrawal penalties.


You must be a member of Hancock Bank to open a CD. This means that you will need to open a checking or savings account. To do so, be sure you have all of. Your personal information handy to expedite the process.

Branches in Kentucky

Hawesville, Lewisport, Cloverport, Bowling Green, and Madisonville.

Bank Overview

In 1887, The Hancock Deposit Bank, as it was known back then, received its charter. Fast forward to 1996, when the bank then changed its name to Hancock Bank and Trust Company, with Lenvil R. Hall as the bank’s president. Later that year, a second location in Lewisport was opened up.

Over the years, the bank has continued to grow and grow and continues to get bigger. The mission statement at Hancock Bank and Trust Company is to provide services and products to their clients in a caring professional manner. In terms of services, Hancock Bank and Trust Company offers the following: Online Banking, Bill Pay, eStatements, Mobile Banking, Loan Resources, Phone Banking, Debit Card, Check Reorder, Visa Payments, Calculators and Deposit Rates.

There are dozens of the bank’s location all over Kentucky, which all provide amazing customer service. After all, they have had over 130 years to get it right. Hancock Bank and Trust truly believes that they are the best at what they do. So much so that they believe they have earned the distinction of being one of the most respected banks in the region.

Currently R. Steve Cox serves as President and Claude Badgett serves as Chief Executive Officer. Up until 2012 however, the title was held by Russell Badgett Jr, who purchased the controlling interest in the bank in 1972.