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Members 1st Federal Credit Union is assuring the broader spectrum in perspective of the financial considerations For availing it or to open an account, you will need to put $5 into a regular savings account. To create an account, you will need a valid ID, social security number, current address, date of birth, and a valid email address. 

Members 1st Federal Credit Union Top CD Offers

Most commendable CD rates offers are explained below;

60-Month CD

  • Competitive Rates:
    • $500.00 – $9,999.99: 1.50% APY
    • $10,000.00 – $49,999.99: 1.55% APY
    • $500,000.00 – $999,999.99: 1.85% APY
    • $1,000,000.00 or more: 1.95% APY

Considerations

  • The longer we hold your deposit, the more your finances will grow.
  • Make a smart investment choice and watch your money work for you.

Pros & Cons

ProsCons
Competitive ratesNot suitable for short-term liquidity needs
Secure and reliable financial institutionRates may be subject to market fluctuations
Standard certificates with flexibility

Are Members 1st Federal Credit Union Top CD Competitive?

Members 1st Federal Credit Union’s Top CD, specifically the 15-Month Certificate Special, offers a competitive edge in the market. Here’s a detailed overview:

  • Competitive Interest Rates: The standout feature of this CD is the highly competitive APYs across different deposit tiers, ranging from $500 to $1,000,000 or more. This uniform high yield is advantageous for investors with varying deposit amounts, providing an equal opportunity for substantial returns.
  • Flexibility in Terms: While the 60-month term is a specific characteristic of this CD, Members 1st Federal Credit Union also offers standard certificates with term options ranging from three months to five years. This flexibility allows investors to choose a term that aligns with their individual financial goals and preferences.

Overview Members 1st Federal Credit Union 

Members 1st Federal Credit Union treats its members as one big giant family. Like most credit unions, Members 1st is focused on serving its members and their communities. They offer many different services to help you reach your financial goals including low rates, a great mobile app, and honest advice.

Availability 

You must be a member of Members 1st Federal Credit Union in order to open a CD. To open an account, you will need to put $5 into a regular savings account. In order to create an account, you will need a valid ID, social security number, your current address, date of birth, and a valid email address. 

Location Members 1st Federal Credit Union 

Branches in Pennsylvania 

The branches in Pennsylvania are:

Camp Hill, Carlisle Crossing, Carlisle Giant, North Middleton, Walnut Bottom, West High Street, Denver, Dillsburg, Duncannon, Elizabethtown, Enola, Ephrata, Newberry Commons, Gettysburg, Gettysburg East, Halifax, North Hanover, South Hanover, Colonial Park, Derry Street, Eisenhower Boulevard, Linglestown Road, Strawberry Square, Union Deposit, Hershey, Columbia Avenue, Hummelstown, Greenfield, Lancaster Giant, Lititz Pike, Neffsville, Willow Street, Quentin Road, Highland Park, Carlisle Pike, Market Plaza, Rossmoyne, Simpson Ferry Road, Middletown, Millersville, Mount Joy, New Cumberland, Palmyra, Shippensburg, Shrewsbury, Dover, East Market Street Giant, Manchester Giant, Mt. Rose Avenue, Red Lion, South Queen Street, West York, Whiteford. 

Frequently Asked Questions

What is the minimum deposit required for Members 1st Federal Credit Union’s 60-Month CD?

The minimum deposit for the 60-Month CD is $500.

Can I withdraw my funds before the term is complete?

Yes, but early withdrawal penalties may apply, so it’s essential to consider the potential impact on returns.

Can I choose a different term for a standard certificate, and what are the available options?

Yes, Members 1st Federal Credit Union offers standard certificates with terms ranging from three months to five years for added flexibility.