Deal Summary

60-month CD, 1.25% APY, minimum deposit $500, dividends paid upon maturity

Metro Credit Union’s Top CD Rates

Metro Credit Union’s top CD rate is 1.25% APY. This rate is offered on the credit union’s 60-month CD with a minimum deposit of $500. The dividends earned on this CD are paid upon maturity.

The 36-month CD is a great alternative. The account offers an 1.15% APY with a $500 minimum deposit. This account also pays you your dividends upon maturity. The monthly payout of dividends is beneficial, especially because it serves as additional income. All you have to do to earn this income is to save your money as much as possible and for as long as you possibly can.

For short-term investors the credit union offers a 3-month CD. This CD offers an annual percentage yield of 0.25%. This CD is also obtainable with a $500 minimum deposit. Again, this CD is also paid upon maturity.

Metro Credit Union offers eleven CDs. Each of these CDs can be opened with a $500 minimum deposit. You are always welcome to invest more, but you don’t have to. These CD terms vary from 3 to 60-months. The APY starts at 0.25% and builds to 1.25%. Each of Metro Credit Union’s CD accounts is subject to early withdrawal penalties.


You have to be a member of Metro Credit Union in order to open up a CD. This means that if you are interested, be sure to reach out to Metro Credit Union with all of your personal information and other banking information as well. Keep in mind that in order to be a member you must be a resident of Barnstable, Bristol, Essex, Middlesex,  Norfolk, Plymouth, Suffolk, or Worcester county in Massachusetts, or Rockingham or Hillsborough county in New Hampshire.

Branches in Massachusetts

Boston, Burlington, Chelsea, Framingham, Lawrence, Lynn, Melrose, Newton, Peabody, Salem, and Tewksbury.

Bank Overview

Metro Credit Union was founded in 1926 with just 35 members and only $2,000 in their assets. Despite their humble beginnings, Metro Credit Union has grown to become one of the largest banks in Massachusetts.

Unlike other banks, Metro Credit Union is a non-for-profit credit union who employs its own members to work for them. As a result their philosophy is “people helping people.” And that is exactly what they do.

Metro Credit Union has a mission that sets out to create and foster meaningful relationships between their clients and their employees. Despite being a small credit union, Metro offers some of the same business products and latest delivery innovations you’d expect from a large financial institution.

Metro Credit Union is dedicated to helping out their community, and they do so by forming a better quality of life in their community, offering financial literacy classes, offering genuine service and personalizing it to all of their clients, and much more. After several years in business, Metro Credit Union has grown to have over 200,000 members to this day.