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The student loan industry is huge now. Indeed, outstanding student loan debt now exceeds outstanding credit card debt in the U.S. As you get ready for college this fall, it’s a good idea to think about your college funding options, and consider your financing. If you have a child that is still a few years away from college, it’s never too early to start saving. Here are some ways to avoid student loans: Save up:…

Last Friday evening, S&P downgraded the U.S. credit rating. This marks the first time that the U.S. has seen its sterling rating tarnished. Since then, the stock market has been quite volatile, with investors being taken on a wild ride. However, the stock market isn’t the only thing that might be affected by the credit downgrade. Mortgage rates might soon be affected. If Treasuries Rise, Mortgage Rates May Rise, Too One of the possible effects…