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Do you know how money works? One of the reasons that many people have a hard time getting ahead is due to the fact that they really don’t know how money works. When you don’t understand money, it can be too easy to fall into the debt trap, or to miss out on opportunities to make a little more money. It’s in your best interest to learn¬†personal finance lessons, and do what you can to…

One of the consequences of the recently enacted Credit CARD Act is that many credit card issuers are changing some of the terms of their agreements. This can include providing you notice that they are changing the fee structure, as well as changing your interest rate. It’s true that credit card issuers aren’t supposed to raise interest rates on existing balances (except in a few cases), but they can up the interest rate on your…