Deal Summary

6-60-month CD, 1.10 % APY, minimum deposit $500, dividends paid quarterly

Virginia Credit Union’s Top CD Rates

Virginia Credit Union Top CD rate is 1.00% APY. This rate is offered on the credit union’s 6-60-month CD with a minimum deposit of $500.00 The dividends earned on this CD are paid quarterly.

Virginia Credit Union offers six different monthly certificates. There is a certificate for everyone. There are too many different sections of each certificate so we will do a quick rundown of the 6th month and the 60 months so you can see the difference.

The first is the 6-month certificate. This is a good option if you are new to Virginia Credit Union or if you want to invest but do not have a lot of money to drop on a minimum opening deposit. For the 6-month certificate option, the minimum opening deposit is $500.00. The minimum to earn APY is also $500.00. The annual percentage yield is 0.35% and the compounding frequency is quarterly.

If you are looking for a 60-month certificate, the lowest amount you can put in for the minimum opening deposit is $500.00. The annual percentage yields 0.90% and the compounding frequency is quarterly.

You can also get the 12-month certificate, the 24-month certificate, the 36-month certificate, and the 48-month certificate.


You must be a member of the Virginia Credit Union in order to utilize their services. You can sign up as either an individual or a family. Virginia Credit Union members are open to a vast range of individuals as well as groups. Once you have joined, you will be able to utilize great members-only benefits which include but are not limited to personal service and comprehensive financial products and services, and affordable rates.

If you would like to reach out to a Virginia Credit Union representative whether it does ask a simple question or whether it is because you have a financial concern, you can do so by various methods.

You can send them a message via their secure message system. If you prefer to talk to a live representative, you can call them at (804) 323-6800/ (800) 285-6609-they are available Monday through Friday, from 8 am to 6 pm (ET).

Branches in California

Virginia Credit Union does not have any branches in California.

They do however have a lot of branches in Virginia. If you would like to check out these branches, please click here.

Bank Overview

Virginia Credit Union wants to be more than just your financial partner. They want to ensure that you can become an owner. They listen and care about what you have to say and that is why they work hard to make their services affordable. They want to put your money to work for you so that you will be able to reach the goals you have worked so hard towards.