Travis Credit Union CD Rates
Travis Credit Union was named Top 10 Credit Union in California by Forbes- a title they are very proud of and take very seriously. At the Travis Credit Union, their customers are their priority and they will work hard to ensure that you are happy. Travis Credit Union is also one of the biggest credit unions in California.
To provide further enchanting commitment and services, here is the detailed perspective stated next for Travis Credit Union CD Rates
Travis Credit Union CD Rates Offers
The good-to-go offers for Travis Credit Union are;
9-Month Term
- Minimum Initial Deposit:
- $500 New Money.
- Only New Money qualifies for the 4-Month Certificate Specials.
- New Money is defined as funds not currently on deposit with Travis Credit Union.
- Base Dividend Rate: 4.89%.
- Annual Percentage Yield (APY): 5.00%
Pros & Cons
| Pros | Cons |
| High dividend rate of 4.89% | Limited term (9 months) may not suit long-term goals |
| Attractive APY of 5.00% | New Money requirement might limit eligible deposits |
Are Travis Credit Union CD Rates Competitive?
Travis Credit Union’s Certificate of Deposit (CD) rates, particularly in the context of the 9-month term, demonstrate a competitive offering in the financial market.
The relatively low minimum initial deposit requirement of $500 makes this CD accessible to a broad range of investors.
Prospective investors should carefully weigh these factors against their financial goals and preferences to determine the best fit for their investment strategy.
Overview Travis Credit Union
At Travis Credit Union, the profits are returned to their faithful members in the form of great value and unbeatable service. Members can also enjoy lower interest rates on their loans as well as higher yields on deposits.
Travis Credit Union was chartered back in 1951 to serve the military as well as civilian personnel that were associated with Travis Air Force Base. They have come a long way since then with their 151,000 members and assets totaling more than $1.6 billion.
Travis Credit Union prides itself in its steady growth that is only made possible by its commitment to service its community and its members. Today, Travis Credit Union is one of the leading institutions in Solano, Yolo, Napa, Merced, and Contra Costa counties.
Travis Credit Union is a credit union that has many locations in California as well as multiple branches in some areas.
If you would like to speak to a Travis Credit Union specialist please give them a call at (800) 877- 8328.
Availability
In order to access Travis Credit Union CD offers, you must be a member of Travis Credit Union. The application process is very simple and can either be done online or in person.
Locations Travis Credit Union
Branches in California
The branches in California are:
ANTIOCH, ATWATER, BENICIA, CLAYTON, CONCORD, DAVIS, DIXON, FAIRFIELD, MERCED, NAPA, PLEASANT HILL, RICHMOND, SUISUN CITY, VACAVILLE, VALLEJO, AND WOODLAND.
Frequently Asked Questions
Travis Credit Union offers a range of CD rates. They have a 12-month CD at 1.30% APY with a $500 minimum deposit, a 24-month CD at 2.00% APY with a $500 minimum deposit, and a 60-month CD with a 2.45% APY and a $500 minimum deposit.
The minimum deposit varies depending on the CD, although most standard terms require a $500 minimum deposit.
Yes, for the CD specials, new money is required, which means the funds must not be currently on deposit with Travis Credit Union.
For the 60-month CD, dividends are paid monthly. The dividend payment frequencies for other CDs are not specified in the provided information.
Generally, credit unions require membership to open accounts, including CDs. Travis Credit Union likely has its membership criteria, which could include geographic location, employment, or other affiliations.