Wright Patt Credit Union CD Rates
Each financial institution brings unique opportunities and considerations, that set the stage for a comprehensive exploration of how these CD rates stack up against one another. Here is a comparative analysis in the section below; that aims to guide investors tailored to their financial aspirations with Wright Patt Credit Union CD Rates.
Wright Patt Credit Union CD Rates Offers
Some of the appropriate CD offers by Wright Patt Credit Union are;
6-11 Month CD
- APY Rate: 4.91%
- Minimum Deposit: $500
- Specific Term: 6-11 months
Considerations
- Low minimum deposit requirement.
- Tailored for those seeking competitive rates in a shorter timeframe.
Pros & Cons
Pros | Cons |
High APY of 4.91% | Shorter investment period |
12-17 Month CD
- APY Rate: 4.91%
- Minimum Deposit: $500
Considerations
- Similar to the 6-11 month term.
Pros & Cons
Pros | Cons |
Competitive APY | Less flexibility than the 6-11 month term |
72-Month CD
- APY Rate: 3.92%
- Minimum Deposit: $500
Considerations
- Significantly longer investment period.
- Competitive APY rates, with higher rates for higher deposit amounts.
Pros & Cons
Pros | Cons |
Competitive APY of 3.92% | Moderate minimum deposit of $500 |
How do Wright Patt Credit Union CD Rates Compare?
Wright Patt Credit Union’s CD rates are competitive in the market but fall slightly behind some of the standout offerings from other financial institutions.
- Quontic Bank and Ponce Bank both offer impressive 5.30% APY and 5.25% on their 12-Month and 13-Month CDs, respectively, providing higher returns over shorter terms compared to Wright Patt’s rates.
- Western Alliance Bank follows closely with a 5.23% APY on a 6-month CD.
- Additionally, Blue Federal Credit Union presents a compelling option with a 3.40% APY on a 12-month CD.
While Wright Patt Credit Union offers a competitive 12-17 month 4.91% APY, the shorter-term CDs from other banks, such as Quontic and Ponce, surpass this rate.
Investors need to consider their specific financial goals, risk tolerance, and preferred term lengths when choosing among these offerings, as different institutions cater to diverse needs in the market.
Overview Wright Patt Credit Union
At Wright Patt Credit Union they believe that banking should not be hard so they work every day to make their members’ experience better.
Wright Patt Credit Union believes in serving the people and that should always come first. Wright Patt Credit Union’s commitment to its members is what makes it stand out among the rest of its competitors.
To access Wright Patt Credit Union’s CD rates, you must be a member of the Wright Patt Credit Union. To apply, please be sure to have the necessary paperwork. Applications can be done either online, in person, or via phone.
On the phone: (937) 912-7000 or (800) 762-0047
In-person: Currently, all of Wright Patt Credit Union branches are located in Ohio. If you live in Ohio, please check their respective website to see which branch is nearest to you.
Availability
In order to access Wright Patt Credit Union’s CD rates, you must be a member of the Wright Patt Credit Union. In order to apply, please be sure to have the necessary paperwork. Applications can be done either online, in person, or via phone.
On the phone: (937) 912-7000 or (800) 762-0047
In-person: Currently, all of Wright Patt Credit Union branches are located in Ohio. If you live in Ohio, please check their respective website to see which branch is nearest to you.
Locations Wright Patt Credit Union
Branches in California
Wright Patt Credit Union currently does not have any locations/branches located in California. However, if you live in Ohio then you are in luck. They have branches throughout Southwest and Central Ohio, not to mention the 40,000 + ATMs available as well.
If you would like to find a precise location nearest you, you may find it by visiting their respective website.
Frequently Asked Questions
The minimum deposit for the 6-11 month CD is $500.
Yes, the minimum deposit is $500. However, if you deposit over $100,000, you will receive a higher APY.
The shortest term available at Wright Patt Credit Union is 6 months, with an APY of 4.91%.