Each financial institution brings unique opportunities and considerations, that set the stage for a comprehensive exploration of how these CD rates stack up against one another. Here is a comparative analysis in the section below; that aims to guide investors tailored to their financial aspirations with Wright Patt Credit Union CD Rates.

Wright Patt Credit Union CD Rates Offers

Some of the appropriate CD offers by Wright Patt Credit Union are;

6-11 Month CD

  • APY Rate: 4.91%
  • Minimum Deposit: $500
  • Specific Term: 6-11 months

Considerations

  • Low minimum deposit requirement.
  • Tailored for those seeking competitive rates in a shorter timeframe.

Pros & Cons

ProsCons
High APY of 4.91%Shorter investment period

12-17 Month CD

  • APY Rate: 4.91%
  • Minimum Deposit: $500

Considerations

  • Similar to the 6-11 month term.

Pros & Cons

ProsCons
Competitive APYLess flexibility than the 6-11 month term

72-Month CD

  • APY Rate: 3.92%
  • Minimum Deposit: $500

Considerations

  • Significantly longer investment period.
  • Competitive APY rates, with higher rates for higher deposit amounts.

Pros & Cons

ProsCons
Competitive APY of 3.92%Moderate minimum deposit of $500

How do Wright Patt Credit Union CD Rates Compare?

Wright Patt Credit Union’s CD rates are competitive in the market but fall slightly behind some of the standout offerings from other financial institutions.

  • Quontic Bank and Ponce Bank both offer impressive 5.30% APY and 5.25% on their 12-Month and 13-Month CDs, respectively, providing higher returns over shorter terms compared to Wright Patt’s rates.
  • Western Alliance Bank follows closely with a 5.23% APY on a 6-month CD.
  • Additionally, Blue Federal Credit Union presents a compelling option with a 3.40% APY on a 12-month CD.

While Wright Patt Credit Union offers a competitive 12-17 month 4.91% APY, the shorter-term CDs from other banks, such as Quontic and Ponce, surpass this rate. 

Investors need to consider their specific financial goals, risk tolerance, and preferred term lengths when choosing among these offerings, as different institutions cater to diverse needs in the market.

Overview Wright Patt Credit Union 

At Wright Patt Credit Union they believe that banking should not be hard so they work every day to make their members’ experience better.

Wright Patt Credit Union believes in serving the people and that should always come first. Wright Patt Credit Union’s commitment to its members is what makes it stand out among the rest of its competitors.

To access Wright Patt Credit Union’s CD rates, you must be a member of the Wright Patt Credit Union. To apply, please be sure to have the necessary paperwork. Applications can be done either online, in person, or via phone.

On the phone: (937) 912-7000 or (800) 762-0047

In-person: Currently, all of Wright Patt Credit Union branches are located in Ohio. If you live in Ohio, please check their respective website to see which branch is nearest to you.

Availability

In order to access Wright Patt Credit Union’s CD rates, you must be a member of the Wright Patt Credit Union. In order to apply, please be sure to have the necessary paperwork. Applications can be done either online, in person, or via phone.

On the phone: (937) 912-7000 or (800) 762-0047

In-person: Currently, all of Wright Patt Credit Union branches are located in Ohio. If you live in Ohio, please check their respective website to see which branch is nearest to you.

Locations Wright Patt Credit Union 

Branches in California

Wright Patt Credit Union currently does not have any locations/branches located in California. However, if you live in Ohio then you are in luck. They have branches throughout Southwest and Central Ohio, not to mention the 40,000 + ATMs available as well.

If you would like to find a precise location nearest you, you may find it by visiting their respective website.

Frequently Asked Questions

What is the minimum deposit for the 6-11 Month CD?

The minimum deposit for the 6-11 month CD is $500.

Can I open the 12-17 Month CD Special with less than $100,000?

Yes, the minimum deposit is $500. However, if you deposit over $100,000, you will receive a higher APY.

What is the shortest term length they have?

The shortest term available at Wright Patt Credit Union is 6 months, with an APY of 4.91%.