Crestmark Bank Services their CDs through MetaBank. The highest rate they offer is 2.41% APY. This rate is on their 60-month CD. This is very good rate for a CD, but you must have a deposit of at least $10,000 in order to open this CD.

They also offer a 48-month CD.  This CD has a rate of 2.30% APY. In order to get this CD, you must have a minimum deposit of $10,000. It is subject to an early withdrawal Penalty.

Their 36-month and 24-Month CD both have a rate of 2.05% APY. You will need a minimum deposit of $10,000 for each. Both of these CDs are subject to an early penalty withdrawal.

MetaBank also offers a shorter term for those who are interested. Their 12-month term CD offers a rate of 2.00% APY. The minimum deposit for this CD is $10,000. This Cd is subject to an early withdrawal penalty.

The CD rates offered by Crestmark bank through MetaBank are very good compared to many others. They are able to offer such high rates because of the very high minimum balances you must start with in order to get a CD. A lot of people may not be able to afford the initial deposit, but if you can, you will be able to make a good amount of money.


To open a CD, you won’t have to have an account with Crestmark, but you will need to be affiliated with them or their owner Metabank. You should be eligible for a CD if you have used Crestmark as a lender for your business or are affiliated with any other divisions of MetaBank. 

Branch Locations

Corporate office – Troy Michigan, Florida Office – Boynton Beach, California Office – Newport Beach, Crestmark Equipment Finance – Troy Michigan, Louisiana office – Baton Rouge, Tennessee Office – Franklin Tennessee, Crestmark Vendor Finance – Troy Michigan.

Their head bank MetaBank also has 10 branches. 5 That are located in Iowa and 5 that are located in South Dakota.

South Dakota:

Brookings, Head Office, Sioux Falls, West 12th, South Minnesota


Ingersoll Avenue, Highland Park, Storm Lake Plaza, Urbandale, West Des Moines

Bank Overview

Crestmark is a business to business lender. They typically focus on the small to medium sized businesses. Crestmark has been around since 1996 and still employees many of the people who helped start it. Their mission is to add value to businesses by providing innovative financial solutions to niche markets. They believe that their success comes from the value and satisfaction that they provide to their stakeholders- which includes clients, employees, shareholders, referral sources, regulators, and the industries and communities that they serve. They have been expanding dramatically over the last decade and were acquired by MetaBank in 2018.