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Cornerstone Bank offers Certificates of Deposit with a minimum of $500 to open. Rates differ depending on the length of time from deposit to maturity.  Formed in 2017, Cornerstone Bank is the marriage of two historical community banks into one. SpencerBANK and Southbridge Savings Banks have served the citizens of Central Massachusetts since 1871 and 1848, respectively. With a home base in Worcester, Massachusetts, the operations of the bank extend to 13 branches. Cornerstone Bank…

CFCU (Community Federal Credit Union) reports that members have access to Lucky Savers Certificates as well as Certificates with a $500, $25,000, or $100,000 minimum to open. Lucky Savers can deposit a minimum of $25 with a 0.80% APY after 12 months. CD rates increase over time, with funds compounding monthly. CFCU Logo Membership is limited to any individual who resides, works, attends religious observations, or attends school in Tompkins, Cortland, Cayuga, Ontario, or Seneca…

Have you ever experienced getting stranded late at night, while it was raining, because you had no car and there was no cab in sight? This happens to a lot of people, and this was what inspired two young men to create an app that has now become synonymous with “better than taxi” transportation in different countries all over the world. This is the story of how Uber came to be and how it aggressively…

Average Household Savings & Income By Age & Education Savings and debt have long been a hot topic in the United States. In recent years, the subject has gained much focus by consumers and industry analysts. Just good (or bad) are people’s savings and debt levels in America?  Recently much interest had to do with the fact that Income has stayed relatively flat for middle income Americans, while high income Americans have seen increases…

Cloudera’s current 2015 valuation tops $5 Billion, with estimated revenues of $199 million. Cloudera makes data software products and data management software. Current Valuation 2016 – $5 Billion Revenue Estimate 2015 – $199 Million Industry: Data, Software Founded: 2008 In its website, Apache Hadoop-based software provider and data management company Cloudera promises unified and secure solutions for storing and protecting data. It also lists some of its biggest partners. Over the years, the company has…

Marc Andreessen has an estimated net worth of more than $750 million. Marc Andreessen is most known for being the founder of Netscape, Loudcloud, and venture capitalist firm Andreessen Horowitz. Net Worth: $750 Million Notable Venture Capital Investments: Through his firm Andreessen Horowitz, Marc has invested over $200 million in bitcoin-related startups. Investment of $50 Million in Reddit Investment of $24 Million in Oculus VR Investment of $7 Million in Business Insider Wealth Source: VC Investments, Netscape Birth…

Table of contents Founders & brief history Investors Initial investors Further investment rounds Current valuation Statements Industry trends Relevant links 1. Founders & brief history Quora is an online platform which offers the possibility to ask and answer questions and share knowledge all around the world. Their vision is to create a knowledge sharing platform competing with Google and Wikipedia. The company was founded by former Facebook employees Adam D’Angelo and Charlie Cheever. Quora was…

Identity theft is becoming more rampant in the United States. Because of that, as a consumer, it’s important to monitor your credit report carefully to ensure this doesn’t happen to you. With the help of identity theft protection services such as LifeLock, you can put your mind at ease with a series of securities for a nominal fee, starting at $9.99 a month. The service offers 24-hour support, credit monitoring, bank account monitoring, control of…

Identity Guard Total Protection is a type of identity theft protection services that works to keep members’ names and personal information safe from any identity theft. The service comes with a lost wallet protection as well as $1 million insurance policy to cover any costs that may be incurred due to either loss or fraud. Identity Guard also offers a security suite that can be installed on user’s computer and on mobile devices too.…

Owned by Experian Consumer Direct, a subsidiary of the credit bureau Experian, FreeCreditScore.com (and FreeCreditReport.com) offers personal credit reports from the Bureau if users sign up for the Experian’s Triple Advantage credit monitoring program for a specific fee. The credit report comes with a user’s PLUS credit score. The membership itself can be canceled at any time with no charge within seven days of signing up by calling their contact center. They offer an identity…

One of the web’s biggest websites for getting a genuine free credit score. The site announced in early 2015 it would also offer free credit reports too. While consumers can receive free copies of their three credit reports annually from annualcreditreport.com, the service limits them to just one time a year. Credit Karma offers the ability to get updates as often as weekly to make sure no errors exist in the report, and no fraud…

Privacy Guard Review Privacy Guard  is a company that offers credit reporting, credit monitoring as well as an identity protection service. They have a vast number of resources and assistance available to help consumers who want to monitor their credit and their identity consistently. They can monitor anyone who is trying to use someone’s credit fraudulently and will alert the user if someone is trying to sell their information. While the service is helpful, it…

As Michigan’s largest insurance company, Auto-Owners Insurance has offered nearly 95 years of insurance coverage to nationwide customers. Their independent agent system works with every type of driver to insure them with an affordable and reliable insurance policy. The company has been ranked with the Fortune 500 for the last 12 years and has written nearly $5 billion in premiums. Auto-Owners Insurance is comprised of five separate property and casualty companies as well as one…

First founded in 1988 in Massachusetts, Arbella Auto Insurance offers home insurance, business insurance and auto insurance to Connecticut and Massachusetts drivers. The company prides itself on being customer focused. They are a leading provider of affordable private passenger car insurance in the New England area. Their network of professional independent agents works to find you car insurance discounts as well as offers advice on how to tailor your coverage to meet your needs. According…

The Alfa Mutual Insurance Company was originally founded in 1947, and began by offering property insurance and casualty insurance. Today Alfa Mutual Insurance focuses on providing three primary types of insurance: Auto insurance, life insurance and health insurance, though they also offer specialty forms of insurance such as renter’s insurance, watercraft insurance and so on. Alfa Insurance Reviews Whether you are looking for automotive insurance or home insurance, life insurance or farm insurance, business insurance,…

Acceptance Insurance, also known as (First Acceptance Corporation) is a publicly traded company that provides personal automobile insurance as well as other similar products. The company has a headquarters in Nashville, TN and is marketed through companies such as Yale Insurance, Acceptance Insurance and Insurance Plus brands. The company works within 12 states of the United States and has over 350 retail locations. Acceptance Insurance provides coverage in Alabama, Florida, Georgia, Illinois, Indiana, Missouri, Mississippi,…

In 1958 21st Century Auto Insurance started by helping customers to obtain quality auto insurance at affordable prices. The company is a part of Farmers Insurance Group of Companies and is considered to be a leader in the United States for home, automobile, and small business insurance. These are only a few of the insurance types that they offer. Farmers Insurance insures more than 10 million customers with over 20 million policies throughout all fifty…

Allstate is perhaps one of the most well-known names in the insurance industry. They provide a wide range of products for their customers at affordable prices. The company started in 1931 and moved to the publicly traded in 1993. They are headquartered in Northbrook, Illinois and have approximately 16 million customers within the United States. They provide diverse programs to fit the individual needs of each customer and they offer exceptional rewards programs. The company…

Access is an insurance company specializing in property and casualty auto insurance having started business in 1994. The company works through independent insurance producers to serve 22 states. Their headquarters are located in Atlanta and they were ranked 19th in the GeorgiaTrend Fast 40 list in 2012. The President of the company Michael McMenamin was named Entrepreneur of 2010 by Ernst & Young. One of the most interesting qualities of Access Auto Insurance is that…

Farmers Insurance was based on a unique idea: The notion that rural drivers, such as farmers for example, are generally at less risk as compared to urban drivers. This insurance program was originally designed to apply to farmers and other rural drivers, though over time it has been allowed to expand, and now you can find Farmers Insurance throughout most of the United States. It is important to note, however, that Farmers Insurance has not…