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In 1934, PSECU started with 22 founding state employees who needed financial backing to give their families the best foot forward. By collaborating, these families were able to help one another. Today, the credit union has over 450,000 members beyond simply state employees.  One of the financial products offered is Certificates of Deposit. Savers can watch their money growth farther with this product, but they have to be able to let the money set in…

Teachers pooling funds and supporting one another resulted in the formation of the original credit union that led to Achieva Credit Union. Savers use Certificates of Deposit, also called CDs, to grow their money with flexible rates and terms.  A Certificate of Deposit is a financial product where the bank holds an amount of money deposited for a specific period of time in order to earn a certain amount in return. The details related to…

Metro Credit Union came into being in 1926 thanks to 35 members who contributed their time and pooled $2,000 to serve one another’s financial needs. In the time since, Metro Credit Union has evolved into the largest credit union chartered by the state of Massachusetts. This not-for-profit financial coop is member owned and operated and operates under the philosophy of “people helping people.” Convenient saving comes with a Certificate of Deposit. This product provides flexibility…

City National Bank is based out of Los Angeles, providing a full range of banking and investment services. With 72 offices located in Southern California, the Bay Area, Nevada, NYC, Nashville, Atlanta, Minneapolis, Washington, D.C., and Miami, this financial giant offers personal service and full financial solutions for business and personal purposes. Several institutions are subsidiaries of City National Bank, including the following: City National Rochdale, LLCCity National Securities, Inc.First American Equipment FinanceOther affiliated companies…

Alostar Bank is a division of Cadence Bank, N.A. As such, this bank is committed to customer service and financial facilitation even as the way banks operate changes. Certain essential philosophies are tightly held by Alostar Bank. These include providing solid value, personalized and professional service, and well-capitalized and secure transactions.  Well-known for providing outstanding rates for customers – often among the best in the nation, Alostar prioritizes helping customers make money with their money.…

When people collaborate with a shared goal of helping one another get a leg up in the world, magical things happen. This synergistic energy is exactly what led seven scientific professionals to bond together in 1949 with $2 each and work toward bettering one another financially. Over time, this institution evolved into the NASA Federal Credit Union that exists today. TermMinimum BalanceAPY^Dividend Rate60 months$1,0001.35%1.34%49 months1$10,0001.45%1.44%48 months$1,0001.30%1.29%36 months Bump Rate2$1,0001.05%1.045%36 months$1,0001.15%1.15%24 months Bump Rate3$1,0000.90%0.90%24 months$1,0001.00%1.00%15 months4$10,0001.20%1.19%12…

Midwest Bank provides Fixed and Flex Certificates of Deposit as products designed for customer savings. Midwest Bank, founded five generations ago and held within the family in the years since, prioritizes collaboration and premiere customer service. Their efforts to be an appropriate steward for shareholders and an asset to the community guide all decisions and policies. The focus of Midwest Bank and its local branches remains on the financial and community goals of the respective…

Cornerstone Bank offers Certificates of Deposit with a minimum of $500 to open. Rates differ depending on the length of time from deposit to maturity.  Formed in 2017, Cornerstone Bank is the marriage of two historical community banks into one. SpencerBANK and Southbridge Savings Banks have served the citizens of Central Massachusetts since 1871 and 1848, respectively. With a home base in Worcester, Massachusetts, the operations of the bank extend to 13 branches. Cornerstone Bank…

CFCU (Community Federal Credit Union) reports that members have access to Lucky Savers Certificates as well as Certificates with a $500, $25,000, or $100,000 minimum to open. Lucky Savers can deposit a minimum of $25 with a 0.80% APY after 12 months. CD rates increase over time, with funds compounding monthly. CFCU Logo Membership is limited to any individual who resides, works, attends religious observations, or attends school in Tompkins, Cortland, Cayuga, Ontario, or Seneca…

Have you ever experienced getting stranded late at night, while it was raining, because you had no car and there was no cab in sight? This happens to a lot of people, and this was what inspired two young men to create an app that has now become synonymous with “better than taxi” transportation in different countries all over the world. This is the story of how Uber came to be and how it aggressively…

Average Household Savings & Income By Age & Education Savings and debt have long been a hot topic in the United States. In recent years, the subject has gained much focus by consumers and industry analysts. Just good (or bad) are people’s savings and debt levels in America?  Recently much interest had to do with the fact that Income has stayed relatively flat for middle income Americans, while high income Americans have seen increases…

Cloudera’s current 2015 valuation tops $5 Billion, with estimated revenues of $199 million. Cloudera makes data software products and data management software. Current Valuation 2016 – $5 Billion Revenue Estimate 2015 – $199 Million Industry: Data, Software Founded: 2008 In its website, Apache Hadoop-based software provider and data management company Cloudera promises unified and secure solutions for storing and protecting data. It also lists some of its biggest partners. Over the years, the company has…

Marc Andreessen has an estimated net worth of more than $750 million. Marc Andreessen is most known for being the founder of Netscape, Loudcloud, and venture capitalist firm Andreessen Horowitz. Net Worth: $750 Million Notable Venture Capital Investments: Through his firm Andreessen Horowitz, Marc has invested over $200 million in bitcoin-related startups. Investment of $50 Million in Reddit Investment of $24 Million in Oculus VR Investment of $7 Million in Business Insider Wealth Source: VC Investments, Netscape Birth…

Table of contents Founders & brief history Investors Initial investors Further investment rounds Current valuation Statements Industry trends Relevant links 1. Founders & brief history Quora is an online platform which offers the possibility to ask and answer questions and share knowledge all around the world. Their vision is to create a knowledge sharing platform competing with Google and Wikipedia. The company was founded by former Facebook employees Adam D’Angelo and Charlie Cheever. Quora was…

Identity theft is becoming more rampant in the United States. Because of that, as a consumer, it’s important to monitor your credit report carefully to ensure this doesn’t happen to you. With the help of identity theft protection services such as LifeLock, you can put your mind at ease with a series of securities for a nominal fee, starting at $9.99 a month. The service offers 24-hour support, credit monitoring, bank account monitoring, control of…

Identity Guard Total Protection is a type of identity theft protection services that works to keep members’ names and personal information safe from any identity theft. The service comes with a lost wallet protection as well as $1 million insurance policy to cover any costs that may be incurred due to either loss or fraud. Identity Guard also offers a security suite that can be installed on user’s computer and on mobile devices too.…

Owned by Experian Consumer Direct, a subsidiary of the credit bureau Experian, FreeCreditScore.com (and FreeCreditReport.com) offers personal credit reports from the Bureau if users sign up for the Experian’s Triple Advantage credit monitoring program for a specific fee. The credit report comes with a user’s PLUS credit score. The membership itself can be canceled at any time with no charge within seven days of signing up by calling their contact center. They offer an identity…

One of the web’s biggest websites for getting a genuine free credit score. The site announced in early 2015 it would also offer free credit reports too. While consumers can receive free copies of their three credit reports annually from annualcreditreport.com, the service limits them to just one time a year. Credit Karma offers the ability to get updates as often as weekly to make sure no errors exist in the report, and no fraud…

Privacy Guard Review Privacy Guard  is a company that offers credit reporting, credit monitoring as well as an identity protection service. They have a vast number of resources and assistance available to help consumers who want to monitor their credit and their identity consistently. They can monitor anyone who is trying to use someone’s credit fraudulently and will alert the user if someone is trying to sell their information. While the service is helpful, it…

As Michigan’s largest insurance company, Auto-Owners Insurance has offered nearly 95 years of insurance coverage to nationwide customers. Their independent agent system works with every type of driver to insure them with an affordable and reliable insurance policy. The company has been ranked with the Fortune 500 for the last 12 years and has written nearly $5 billion in premiums. Auto-Owners Insurance is comprised of five separate property and casualty companies as well as one…