Deal Summary:

Mission Federal Credit Union offers a variety of CD options, which includes an APY of up to .95% for a $2000-$9000 deposit or up to 1% APY on a $10,000 to $99,999.

Mission Federal Credit Union CD Options:

Mission FCU offers 8 options for certificate of deposit term lengths. The second best APY option is for .8% APY for $10,000 to $99,999 at 4 years or .75% APY for $2000-$9000.

Your third highest earnings will come from a 3 year option at .65% APY for $2000 – $9000 or .75% APY at $10,000 – $99,999.

We also offer jumbo CDs above $100,000 deposit with an APY a couple points higher than the $10,000 to $99,999 range.

All interest remain in deposit until maturity. While a $2000 minimum is required, any amount can be deposited. Certificates of deposit are an excellent almost no risk investment for those not needing cash on hand. Rather than playing the stock market or volatile investments, your money will grow in the bank.


We can first help you become a member of Mission Federal Credit Union and open a savings or checking account for you. We will need the savings or checking account to deposit the interest earnings on your certificate of deposit.


Mission Federal offers many locations in Califoria, centered around San Diego, Escondido, and La Mesa. We also offer a large network of ATMs for your cash convenience.

Bank Overview

Based out of San Diego, Mission Federal’s goal is to improve the lives of our community through charitable giving, education, and community events. Our community partners are numerous and include the Living Coast Discovery Center, McGrath Family Biz Town, and TERI inc, which is a non profit dedicated to resources for special needs.

We are also a long standing support of San Diego schools and offer a frequent $25 match if our customers donate $25 to San Diego schools. We also partner with the San Diego Rescue Mission and the Salvation Army of San Diego County to provide for the needs of locals. In addition, we support local homeless shelters and food banks in an effort to help people who don’t have the resources to help themselves yet.

Mission Federal is honored to have received numerous awards for Healthiest Credit Union and Top Workplaces in California and San Diego in multiple years.

We show community support through giving and banking. We believe that our community members will help themselves if we can educate them financially and provide the tools they need to build wealth in an efficient manner. Between checking accounts, certificates of deposit, easy to use online banking, and loans, we provide for the needs of both business and individuals.