The highest APY Univest provides to it’s customer is an astounding 1.30% for a 72-term CD. To acquire this CD, a minimum deposit of $500 is requires as well as an initial membership with Univest banking. 

Univest banking provides one of the most flexible and competitive CDs offering on the market with ranges anywhere from three months to six years. 3-month terms start at an APY of .05% and increase as the terms lengthen. 12-month terms hover at .45% and 24-month terms jump at .75%. With each increase, the minimum deposit of $500 remains the same. 

Annual Percentage Yield (APY). Interest rates are accurate as of 10/22/2020
 and are subject to change at any time. Penalty may be applied for early withdrawal. Withdrawal of interest reduces earnings. (Customers can elect to have interest paid to them by check, added to their CD, or deposited into a Univest account. If they elect to receive the interest by check or deposit this would reduce earnings on the CD. Frequency of the interest payment depends on the CD balance amount.)

With eleven CD options to chose from, Univest truly provides robust and economically beneficial options for their customers. From APY’s ranging from .05% for short-term investments to 1.3% for a longer term investment, you simply can’t beat the 


Univest bank requires a membership to be established before setting up a CD. When setting up a checking or savings account, be sure to bring proper documentation with you to allow for a smooth and seamless process. Univest does not charge any initial fees to set up an account. 

Branch Locations

Allentown, Bensalem, Bethlehem, Blue Bell, Brownstown, Chalfont, Christiana, Collegeville, Colmar, Doylestown, East Greenville, Franconia, Gordonville, Harleysville, Hatboro, Hatfield, Lahaska, Milford Square, Montgomeryville, Newtown, Perkasie, Philadelphia (Mounty Airy, South Philadelphia, Chestnut Hill, Fairmount, University City), Plumsteadville, Richboro, Ronks, Schwenksville (Skippack), Souderton (Hilltown), Warminster, West Chester, Willow Grove, Willow Street

Bank Overview

Univest not only offers competitive rates for their CDs but also boast quality services such as insurance, investments, and other general banking concerns such as personal loans or IRA’s. Univest is a member of the FDIC and has approximately $6.1 Billion in assets. Their mission statement read, “To be the best integrated financial solutions provider in the market.” Learn more about Univest and their rates.