Bank Reviews

E TRADE Bank Reviews, Rates: CDs, Savings, Money Market, Checking, Mortgages

E*TRADE is an up and coming financial service company. They offer customer-friendly online brokerage, investing and related banking solutions. E*TRADE was founded in 1992 but went public in 1996. It is headquartered in New York City and continues to be successful as they had 3,000 employees in December 2010. E*TRADE philosophy is to empower individuals to their full financial potential. They are there every step of the way by providing the products, tools and services. With E*TRADE’s amazing reputation, your short- and long-term investing goals will be met.

Although many may think E*TRADE only operates online, they have 28 retail branches available across the United States. E*TRADE gained popularity when the “baby commercials” were released nationwide to thousandths of televisions. The theory behind the commercials is that it is so easy to manage your investments that even a baby can do it.

Reviews: eTRADE Services

E*TRADE offers a knowledgeable base of tax information via their online tax center located on their website. They make sure that you have not missed one single detail as they help guide you step-by-step. Although their online tax center is not a substitute for the IRS’ tips and advice, it is still used by millions because it is concise and easy to understand.

E*TRADE guarantees to make diversifying with bonds easy. They want to be able to help add to your income and provide relative stability to your well-rounded portfolio. E*TRADE has one of largest databases of fixed-income securities with over 30,000 available to its loyal clients. You are given access to their experienced investment professionals who will give specific bond recommendations or a professional evaluation for your entire investment portfolio. E*TRADE offers low and simplified fixed-income pricing so that you are given clear and competitive options. They offer exceptional value with theirs bonds and fixed income.


E*Trade CDs

The minimum opening deposit is $1,000.00 and if you open a CD with a check that is mailed to E*Trade, then your CD rate will not decrease while your check is in the mail, provided your deposit is received within 10 calendar days of your application. If E*Trade rates increase during that period, then they will increase your CD rate to the higher rate. Fixed-rate CDs will still have the same rate from the date of deposit until their maturity date.

[tab:Savings Accounts]

E*Trade Savings Account Rates

E*Trade is known for investing and trading but they also have incorporated your everyday banking needs. They offer a savings accountwith requires no minimum balance requirements and doesn’t suffer from account fees.

The minimum opening deposited required is only $1.00 and you gain easy access to your money with Quick Transfer to and from any institution. There are several ways to fund your account which include mailing E*Trade a check, wiring funds, direct deposit, ACH transfer, and transfers from another account.

With E*Trade’s savings account, withdrawal limits do apply. Customers are allowed up to six withdrawals or transfers from their account in any calendar month. If withdrawals go over the limit, E*Trade may close the account or convert it to an E*Trade Checking account, or remove the account’s transfer and draft capacity.

E*Trade: Complete Savings Account – as of 8/15/11

  • 0.25% APY

Terms & Conditions: Interest Rate and APY may change at any time. $15 fee per Bank Check request.

[tab:Money Market]

E*Trade offers a very good money market account that is fairly easy to obtain. The rates are consistently higher than the national average with balances of $5,000.00 and the minimum to open is a low $100.00. In order to avoid the $10.00 monthly fee, maintain a $1,000.00 average monthly balance or $5,000.00 in combined average monthly E*Trade Bank deposits balances. After the initial account opening, there is no account minimums if you have $50,000.00 or more in linked bank and brokerage accounts; or, if you make at least 30 or more stock or options trade per quarter.

E*Trade: Money Market Account Rates – as of 8/15/11

  • $0 – $4,999.99 – 0.05% Interest Rate – 0.05% APY
  • $5,000 – $49,999.99 – 0.25% Interest Rate – 0.25% APY
  • $50,000 – $99,999.99 – 0.25% Interest Rate – 0.25% APY
  • $100,000.00 and more – 0.25% Interest Rate – 0.25% APY

Terms & Conditions: Certain fees may reduce earnings on accounts. Rate are variable and subject to change daily.


E*Trade only offers one checking account but it has a very good rate attached and the benefits are outstanding. You will receive unlimited ATM fee refunds at any bank nationwide, free unlimited checking and bill pay, and free quick transfers to and from any institution. This checking account is covered by E*Trade’s Complete® Protection Guarantee.

A minimum opening deposit of $100.00 is required and account holders must maintain a minimum average monthly balance of $5,000.00 to avoid the $15 monthly fee. This fee can be waived if the account holder sets up direct deposit of $200 or more each month, maintains at least $50,000.00 in combine E*Trade Bank deposits, or maintains a combine balance of $50,000.00 or more in linked E*Trade Securities, E*Trade Bank accounts, and employee stock plan accounts.

E*Trade: Max-Rate Checking – as of 8/13/11

  • $0.01 to $5,000.00 – 0.05% APY
  • $5,000.00 – $49,999 – 0.15% APY
  • $50,000.00 or more – 0.15% APY


E*Trade claims they are the better way to borrow. With their promotions, one can see why. They offer low rates, quick and easy process, and they are cutting edge. They will beat any other lender’s loan pricing or pay you $500.00. E*Trade has a pre-approval guarantee which means they will make a same-day pre-approval loan decision or pay you $250.00. For qualified E*Trade customers, they are eligible to receive up to $1,000.00 off closing costs.

E*Trade: Conforming Fixed Rates – as of 8/13/11

  • 30-yr – 4.230% Interest Rate – 4.400% APR – 1.0 Points – $981.54 Monthly Payment
  • 15-yr – 3.290% Interest Rate – 3.584% APR – 1.0 Points – $1,409.23 Monthly Payment

E*Trade: Conforming Adjustable Rates – as of 8/13/11

  • 7/1 – 3.060% Interest Rate – 3.188% APR – 1.0 Points – $849.70 Monthly Payment
  • 5/1 – 2.625% Interest Rate – 3.028% APR – 1.0 Points – $803.31 Monthly Payment
  • 7/1 ARM 10yr Interest Only – 3.250% Interest Rate – 3.239% APR – 1.0 Points – $541.67 Monthly Payment
  • 5/1 ARM 10yr Interest Only – 2.790% Interest Rate – 3.068% APR – 1.0 Points – $465.00 Monthly Payment

Terms & Conditions: The APR and Monthly Payment calculation is based on a loan amount of $200,000.00 for the purchase of an owner occupied property, with 70% Loan-to-Value (LTV), closing costs of $1,600.00 plus points shown, 15 days of prepaid interest and a 60-day lock. The APR shown for Adjustable Rate Mortgages (ARMs) may be increased or decreased after consummation. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best-qualified customers. Your individual rate may vary.




  1. Yvonne

    September 24, 2018 at 2:47 pm

    I think other site proprietors should take this website as an model, very clean and great user friendly style and design, as well as the content. You’re an expert in this topic!Most impoprtant point is choosing words

  2. 以低能量的1064-Q激光反覆掃於皮膚表面,逐步改善皮膚色素問題。 治療時產生的熱能能促進膠原蛋白的再生,回復肌膚彈性。 使用7mm平行光光頭,使輸出的激光更溫和及均勻。功效: 去除紋身 美白及去除面毛 令整體膚色更白更均勻 減淡及去除荷爾蒙斑或反黑 增加皮膚膠原蛋白,改善皮膚彈性 減淡深層色斑 : 黃褐斑,荷爾蒙斑,蝴蝶斑 以低能量的1064-QS激光反覆掃於皮膚表面,逐步改善皮膚色素問題 使用8-10mm平行光光頭,使輸出的激光 更溫和及均勻 1. 激光能透進皮膚深層 2. 激光被黑色素吸收 3. 產生熱能將黑色素體分解 4. 被呑噬細胞吸收及排出體外

  3. 醫學美容 骨氣修形

    October 16, 2018 at 1:01 pm

    壯麗的山河風景!海港城美術館「發現中國」攝影展 – STYLE-TIPS.COM 中國的山河風景,出名優美宜人。數不盡的城市地區,你又去過幾多個?無法全部去一次,…

  4. 專家

    October 17, 2018 at 11:59 pm


  5. 忘不了! 小鮮肉原島大地返嚟啦 Marie Claire (HK) Edition 還記得在香港電影金像獎頒獎典禮一出場就引起熱話的原島大地嗎?中日混血兒的大地,97年出生,今年才18歲啊!自上次出現大家眼前,大地又低調起來,相信不少姐姐們都好掛住他。放心,今日起大地將會不停出現大家

  6. 醫學美容-沁融-大細胸-cosmetic-wiki

    October 25, 2018 at 5:18 pm

    GUERLAIN 嬌蘭 【眼妝】眼影底霜的商品介紹 UrCosme (@cosme TAIWAN) 商品資訊 GUERLAIN 嬌蘭,眼妝,眼影底霜

  7. Former Arsenal midfielder Ray Parlour believes the Gunners should prioritise the FA Cup over finishing in the top four. Arsenal should prioritise FA Cup over top-four finish, says Gunners hero Parlour

  8. The miracle man of Metalurgs

    November 19, 2018 at 2:57 pm

    We know the Premier League is going right to the wire this season. It’s a three horse race between Arsenal, Chelsea and Man United but will injuries decide where it ends up? Will injuries decide the title race? How do Arsenal, Chelsea and Manchester United fare as the season reaches its climax?

  9. Steven

    February 16, 2019 at 8:02 pm

    A Intelligent Way to search out Totally free Grownup Chat Rooms!

    Chatting on the internet is hugely popular. The problem
    is there are hardly any free adult boards where we can discuss adult topics.
    Due to their popularity, site owners increasingly opt to charge for that service.
    In this article, you will understand how to locate fairly easily a
    huge selection of these chat communities, many of which
    are entirely free.
    It has grown to be hard to find good places for adults to chat.
    Most of this is because of the spread of instant messengers, virtual worlds, and social networking sites.

    The few good chat sites available usually are full or, worse still, full and intent on asking you to pay
    a regular membership fee. To most individuals, it seems the days of proper, fun, lively free
    places for adults on an adult chat have ended. Thankfully, there is certainly
    quite a clever way for us to still find good rooms.
    All in the big dating communities offer their members free adult boards.
    Now, I’m sure you happen to be thinking, “Yes, which paid dating sites also charge you a subscription for these free rooms!” This is not always the
    case. Many such chat communities have the freedom, others
    cost nothing but have limited features for that non-paying members,
    among others still give you a totally free service for women.
    The appeal of joining a big, well-known dating community is that you simply get given use of a tremendous adult chatting community containing hundreds, sometimes lots
    of people utilizing it at any one time. Better yet, their rooms have a tendency to offer users the opportunity to hook within their webcams.
    So you could possibly be chatting away in a very room and have
    to be able to select an account and view them on the webcam, too!

    Free Adult Chat Rooms :

  10. SammyMig

    February 28, 2019 at 7:57 pm

    Read our in-depth iPhone XS Max review
    Read our hands-on iPhone XR review
    Read our hands-on Apple Watch 4 review
    iPhone XS price and release date
    iPhone XS

  11. SammyMig

    March 3, 2019 at 9:10 pm

    Read our in-depth iPhone XS Max review
    Read our hands-on iPhone XR review
    Read our hands-on Apple Watch 4 review
    iPhone XS price and release date
    iPhone XS

  12. GeorgeVag

    March 6, 2019 at 5:10 pm

    Los Blancos, with captain Sergio Ramos suspended after deliberately collecting a yellow card in the first leg, had been looking to build on a slender 2-1 lead from that game in Amsterdam and stay on course for a potential fourth straight European triumph.

    However, after Raphael Varane’s header rattled the crossbar, Ajax raced into an early lead through Hakim Ziyech before Dusan Tadic set up David Neres for a second in the 18th minute.
    Real Madrid were forced into two changes when Lucas Vazquez and Vinicius Junior went off injured, with substitute Gareth Bale hitting the post just before half-time.

    Ajax looked to have put the tie to bed when Tadic swept in a brilliant third goal just after the hour – which was eventually given following an extensive Video Assistant Referee review to check if the ball had gone out of play in the build-up.

  13. AnthonyElupe

    March 8, 2019 at 2:10 pm

    Inter Rapid Wien live score (and video online live stream*) starts on 21.2.2019. at 20:00 UTC time at San Siro/Giuseppe Meazza stadium, Milan, Italy in UEFA Europa League, Knockout stage – Europe. Here on SofaScore livescore you can find all Inter vs Rapid Wien previous results sorted by their H2H matches. Links to Inter vs. Rapid Wien video highlights are collected in the Media tab for the most popular matches as soon as video appear on video hosting sites like Youtube or Dailymotion. We’re not responsible for any video content, please contact video file owners or hosters for any legal complaints tinyurl.

  14. DerekJoype

    March 10, 2019 at 3:38 pm

    Ernest Quintana, 78, was at Kaiser Permanente Medical Center in Fremont when a doctor – appearing on the robot’s screen – informed him that he would die within a few days.

    A family friend wrote on social media that it was “not the way to show value and compassion to a patient“.

    The hospital says it “regrets falling short” of the family’s expectations.

    Mr Quintana died the next day.

  15. Adolph Yarde

    March 11, 2019 at 2:25 pm

    Fast and Easy Ways to Clear Acne Fast – Best Way to Clear Acne Naturally!Acne is a general skin infection that many of us have once suffered or are still suffering one time or another.It is annoying when you look in the mirror, seeing your breakouts daily is a thing that can cause frustration.So when we talk of the best way to clear acne fast we mean the easiest way to get rid of this skin infection.Acne is an infection that causes so much damage to our entire life for example it causes low self esteem, depression, frustration and many other bad emotional feelings.The fastest ways to gain freedom from this infection is by using natural methods or treatment. Here are some information that can help you clear acne in a short time but remember that we all have different type of skin and reactions to t treatment.Some skins are very sensitive to treatment while others are not.Avoid eating foods that contains too creamy, oily and sugary because boost our hormones and leads to hormonal inflammation or change in our hormonal level.Eating food like pizza, milkshake, potato chips and so on might increase your breakout overnight.Drinking lot of water can save you from acne and also try to eat foods that have fibre in it.It helps your digestions system a lot and makes them work properly.Water can help you get rid of toxins in your body.Blueberries andstrawberries also help to rid acne quick, eat more of fruits and veggies they are essential and have natural anti acne properties.You can also mix oatmeal and honey together in a bowl, and apply it to the acne affected areas on your skin for few minutes.Then wash it off with clean water and a mild soap after twenty to thirty minutes.The mixture will help you clean your skin and get rid of the acne causing bacteria it is one of the best way to clear acne fast within a short period of time.To clear acne naturally use natural method because they do not have any unfavorable side effects. So are you are interested in natural ways to get rid of acne?You can read more info here :

  16. HenryRix

    March 12, 2019 at 1:46 pm

    Theresa May says she has secured “legally binding” changes to her Brexit deal, a day ahead of MPs voting on it.

    But European Commission President Jean-Claude Juncker” warned if the deal was voted down there was “no third chance”.

    They spoke at a joint press conference in Strasbourg after a late meeting.

Leave a Reply

Your email address will not be published. Required fields are marked *

To Top