Deal Summary

Minimum $1000 deposit, 1-3 year terms, 0.25% or 0.30% APY, no additional deposits or withdrawals before maturity, automatic renewal at maturity

Hanmi Bank’s Top CD Rates

Standard certificates of deposit at Hanmi bank are available for terms between 1-3 years with a fixed interest rate of 0.25% for under $100,000 and over $250,000.

Certificates of deposits between $100,000 and $249,999 yield the highest APY rate of 0.30%.

Standard certificates do not allow any additional deposits, but with the Diamond Freedom CD you can deposit up to the initial deposit amount throughout the term in $10,000 increments. The Diamond Freedom CD you can select a term of either one or two years.

With the Diamond Freedom special CD you can make up to six penalty-free withdrawals before maturity as long as they are less than 50% of the opening balance, or six incremental withdrawals of $10,000.

For standard investors the regular CD rates are 0.25%, or 0.30% for balances between $100k and $250k. Investors who want more flexibility and accessibility to the funds can receive the same APY with the option of further additional withdrawals and deposits with the special Diamond Freedom CD.

Standard CD’s have applicable penalties for early withdrawals.


Visit a Hanmi branch to sign up for a checking or savings account to be eligible for these CD rates. You can also call Monday-Friday during standard business hours to talk to a banker.

Branches in California

Artesia, Garden Grove, Rowland Heights, Torrance, Buena Park, Irvine, San Diego, Van Nuys, Diamond Bar, Los Angeles, San Francisco, Gardena, Northridge, Santa Clara

Branches in Texas

Arlington, Plano, Carrollton, Dallas, Houston

Branches in Illinois

Chicago, Glenview, Naperville

Branches in Virginia


Branches in New Jersey


Branches in New Jersey

Bayside, New York

Bank Overview

Hanmi Bank is a California based bank which opened their doors for the first time in 1982. Originally this bank was created to serve the underrepresented immigrant population in Koreatown. It is a Korean owned bank which has expanded the scope of their coverage to represent the financial needs of all Americans. They are a part of a network of branches that offer services including personal banking, lending, and investment.

They are dedicated to helping their members achieve their own “American dream”. They help to grow communities by providing lending and advising for small businesses which creates jobs and promotes financial wellness within communities. Small business resources available include real estate lending, equipment lending, and financial advising.  

Hanmi has a dream scholarship program which provides financial contributions to the education of at-risk youth. This scholarship has a focus on youths in the foster care system or who come from homes with high rates of domestic violence. This scholarship program changes lives and is one of the many ways that Hanmi invests back in their communities. Students at all levels of education are free to apply with verification of school attendance.

They also have a social responsibility program which encourages bankers and bank employees to do volunteer work within the community. The program is a one of a kind initiative that focuses on youth, families, education, and community development.