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Are you a rewards junkie? Want to strategically use credit cards like pawns in chess? Establishing credit and earning points/rewards are great ways to use credit cards. But you have to make sure that you will be using your credit card responsibly. Putting your monthly bills on your card can easily bring in thousands in points, but it’s easy to over do it. Make sure that your rewards are lined up Make sure that your…

The debate over credit unions and banks is heating up ever since the financial crisis of 2008. After the bailout consumer attitude towards traditional banks took a nose-dive. I once held a national bank, one that didn’t do much sub-prime lending: US Bank, but the urge to move to a credit union was strong. [ad#Content 300×250] It seemed everybody I knew was moving to a credit union, disgusted by fees, upset by service and unhappy…

We asked visitors who changed from a traditional bank to credit union. Besides things like customer service, community focus – credit unions provide a lot of features unmatched by traditional banks. Also be sure to check out Credit Unions vs Banks, reasons why people make the switch. Funny you should mention it. I just switched back to a credit union today. The main reasons are: Better rates Better customer service It’s a local company, so more…

An emergency fund is a lump sum of money that should pay for three to twelve months worth of living expenses. The idea behind the emergency fund is that you have easily accessible money in case of an unexpected situation that keeps you from working and earning money; or for expenses that come up you hadn’t planned for. Most people understand the value of having an emergency fund – but it’s not easy to create…

Stanford Federal Credit Union offers a wide array of deposit accounts. Sanford Federal Credit Union is currently offering a great promotion to match the CD rates on competitor rates: Because we are so serious about paying the highest yields on term Certificates, we will beat any recently published rate of any California bank. Members with SFCU Checking Accounts and regular monthly direct deposits of $500 or more to their SFCU Checking Accounts will receive a Rate Bonus…

First National Bank Omaha (FNBO) is a subsidiary of a bank with more than 150 years experience in the banking industry: First National of Nebraska. When the First National of Nebraska opened in 1857, it served the local Omaha community. Now, the bank is the largest privately owned bank in the United States and has more than 6.6 million customers nationwide, 5,000 employees and $17 billion in managed assets. FNBO Direct offers four different account…

Welcome to the 97th Carnival of Money Stories hosted by yours truly.  This week will be dedicated to my new goal of read more. More specifically, reading a book a week. By budgeting in an hour here and a few hours there I’ll be able to consume more of my beloved genres. Why Read More: My weekly internet usage nearly exceeds my weekly sleep so my familiarity with the internet is pretty high. I love…

How many personal finance blogs are there? Too many to count. Here are some resources to help you discover the best personal finance blogs on the web. An Overwhelming List of PF Blogs WiseBread – Explore more than 700 personal finance blogs. Many of them include coupon, savings and mommy bloggers. I browsed several of the sites and some of the blogs are not updated regularly. Regardless, this is the most comprehensive list of blogs…

Compare Indiana’s best yielding 24 Month CDs. These 2 Year CD rates may no longer be available, but were recorded as a reference tool for local investors. First Federal Savings Bank of Elizabethtown 2 Year CD which yields 1.81% apy rate with required deposit of $500 [ad#Content 300×250] American Bank N.A. 2 Year CD which yields 1.75% apy rate with required deposit of $10k United Community Bank 2 Year CD which yields 1.65% apy rate…

Compare the best yielding CD rates for Indiana residents. These rates are subject to change and may no longer be applicable. These rates were recorded as a guide for local investors, but they may not rank highly compared with national cd rates. First Federal Savings Bank of Elizabethtown 1 Year CD yields 1.26% apy rate with min deposit of $500 [ad#Content 300×250] Nationwide Bank 1 Year CD yields 1.25% apy rate with no minimum Baxter…

Below is a comprehensive list of 6 Month CD Rates in Indiana. These CD Rates, while archived in Dec 2010, may longer be available, please contact the banks below for detailed current cd rates. Nationwide Bank offers a 6 Month CD yielding 0.95% apy rate with no minimum [ad#Content 300×250] Baxter Credit Union offers a 6 Month CD yielding 0.80% apy rate with no minimum Natco Credit Union offers a 6 Month CD yielding 0.80%…

Compare the best yielding money market account yields for Indiana residents. These rates may no longer be available, so please consult with the banks listed below for more information. Bank of Evansville money market accounts yielding 1.25% apy rate with min balance $2,500 [ad#Content 300×250] FORUM Credit Union money market accounts yielding 0.70% apy rate with min balance $5k Natco Credit Union money market accounts yielding 0.65% apy rate with min balance $2,500 Jefferson County…

Compare the top yielding checking accounts in Indiana. These rates were recorded in the last quarter of 2010 and may no longer available. Apple Federal Credit Union checking account that yields 2.00% apy rate with no known minimum [ad#Content 300×250] Interra Credit Union checking account that yields 2.00% apy rate with no known minimum The Morrill and Janes Bank and Trust Company checking account that yields 1.51% apy rate with minimum balance of $1,500 Incredible…

Best yielding savings account rates in Indiana. Compare the best yielding savings accounts for Indiana residents. These rates were recorded on December 3rd 2010 and may no longer be available. Baxter Credit Union offers a savings account yielding 3.00% apy rate with no minimum [ad#Content 300×250] Wachovia Bank offers a savings account yielding 3.00% apy rate with no minimum Crane Federal Credit Union offers a savings account yielding 2.02% apy rate with no minimum FORUM…

Compare the best yielding 2 Year CD Rates in Illinois. These CD rates were recorded for consumers to compare the best local cd rates with the top yielding national rates. Therefore, these rate may no longer available. Gas And Electric Credit Union 2.00% apy rate with minimum of $500 [ad#Content 300×250] First Robinson Savings Bank N.A. 2 Year CD earning 1.76% apy rate with minimum of $500 First Bankers Trust Co. N.A. 2 Year CD…

Consumer guide to the best 1 Year CD Rates Illinois. These rates may no longer be applicable, but it is advised to contact the local banks below for the current rates for Illinois residents. Connexus Credit Union 1 Year CD earning 1.75% apy rate no minimum [ad#Content 300×250] Gas And Electric Credit Union 1 Year CD earning 1.50% apy rate with a required deposit of $500 1st Community Bank 1 Year CD earning 1.46% apy…

Compare the best yielding 6 Month Certificate of Deposit Rates in Illinois. These CD Rates were archived on Dec. 1st 2010, and these rates may no longer be available. Gas And Electric Credit Union has a 6 Month CD yielding 1.10% apy rate with a required deposit of $500 [ad#Content 300×250] R.I.A. Federal Credit Union has a 6 Month CD yielding 1.00% apy rate with a required deposit of $500 1st Community Bank has a…

Consumer guide to the best money market account rates in Illinois. These money market rates are based on local Illinois banks, and their yields may have changed. Mutual Federal Bank money market account yields 1.25% apy rate with a required balance of $2,500 [ad#Content 300×250] Washington Federal Bank for Savings money market account yields 1.01% apy rate with a required balance of $1k State Bank of India money market account yields 1.00% apy rate with…